Is bankruptcy of mortgage still valid if payments made for 10+?

The bankruptcy discharges your personal liability but the lien remains. If all payments are made, the lien is satisfied and whoever owns the...

Is my HOA adding illegal fees to my account during a collection process? What can I do about it?

Have a consumer attorney review all of the correspondence, as there may be violations of the Fair Debt Collection Practices Act involved.

How do I get my previous landlords to stop removing money from my bank acct and cancel auto-pay? They are not being forthcoming.

Instruct your bank in writing to not allow any debit from the prior landlord. Send a letter to the former landlord revoking their authorization to...

What to do to prepare for court and what to do in court?

If the court date is a trial date, show up and ask for dismissal if the plaintiff does not have a witness. You would be much better off with an...

I checked my creditkarma.com report and there is debt on there I do not owe!! How can I get it removed?

Write to each of the three major credit bureaus, stating that you do not owe the debt. Copy the "furnisher" of the information. Use regular or...

I am familiar with ACS. It is not legitimate. Do not pay. Do not provide information. Do report to law enforcement (Federal Trade Commission,...

I took out a payday loan a year ago. Lost job couldn't pay. Now I'm receiving threating calls

Nonpayment of a loan is not fraud. Tax refunds cannot be intercepted by a private lender. If made by a third party, such statements violate the...

I am being sued by national collegiate student loan

HIre a consumer attorney. There are a number of defenses to these cases.

Can I be prosecuted for a personal check wrote for 1000.00 for an installment loan at a payday store if the check bounces?

No. Since the lender is aware that you don't have the money (that is why you need a loan), there is no representation that it is a good check.

I recently had checks blocked by Centrue Bank resulting in collection fees.

Have an attorney review your account agreement with the bank and the correspondence relating to the fees to see if they are authorized.