Do I need an attorney?

Any legitimate debt collector will provide the "notice of debt" required by the Fair Debt Collection Practices Act. Their refusal to provide...

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I found out through my bank that my account has been frozen. I read that I can request a "wild card" in Illinois

1. There is a $4,000 "wildcard" exemption applicable to any assets not otherwise exempt, including a bank account. File a document stating that...

Bank made mistake release the lean on my car and send pay off letter now wants it back

If you did not in fact pay the loan off, bring or send it back. You are not entitled to take advantage of the bank's error.

Can an Internet payday loan company threaten to have you arrested for an Internet payday loan from 5 years ago?

No. Failure to repay a debt is not fraud. Standing on your rights not to repay an illegal loan is not a crime. If the threats are from third...

Am I still responsible for this debt?

Consult a consumer lawyer. Texas has a four year statute of limitations which may bar any claim against you. Do not admit the debt or pay or...

What are my rights against an online payday loan company that is trying to threaten and harass me? They are saying

You cannot be prosecuted. Nonpayment of loans is not criminal. Threats of that nature by a debt collector violate the Fair Debt Collection...

You want to sue 1st; the loan is invalid and the attempt to collect it is a violation of the FDCPA and state law. Consult a consumer attorney...

Can American Credit Solutions call me to make me pay back a loan obtained from the West indies? Do I have to pay it back?

Unlicensed internet loans (which this is) are not enforceable in Indiana. Consult a consumer lawyer to see if you have a claim against anyone...

Can an On-line Payday loan press charges against me?

Nonpayment of a loan is not criiminal. This is most likely an Internet loan. In many states, internet loans are not enforceable. Check with...

What happens to unpaid\delayed claims for travellers.

You are not liable unless you signed a personal guaranty of the debt in writing. Debt collectors are not allowed to inform a son in law (or...