You want to sue 1st; the loan is invalid and the attempt to collect it is a violation of the FDCPA and state law. Consult a consumer attorney...

Can American Credit Solutions call me to make me pay back a loan obtained from the West indies? Do I have to pay it back?

Unlicensed internet loans (which this is) are not enforceable in Indiana. Consult a consumer lawyer to see if you have a claim against anyone...

Can an On-line Payday loan press charges against me?

Nonpayment of a loan is not criiminal. This is most likely an Internet loan. In many states, internet loans are not enforceable. Check with...

What happens to unpaid\delayed claims for travellers.

You are not liable unless you signed a personal guaranty of the debt in writing. Debt collectors are not allowed to inform a son in law (or...

I just lost a small claim court case of Is my husband liable for collection?

A judgment can be enforced against the party who is named in it, not others. There are issues concerning enforcement against joint assets, such as...

As I look over my bank statement, it shows I have a positive balance at the time aOVER DRAFT FEE is accessed, but verbally say I

Banks often "reorder" debits and credits so as to maximize their fee income. Sometimes this is illegal, sometimes not. Consult a consumer lawyer,...

Im being used by national Collegiat for a lone I took out in 2006 from Chase Bank I have no promisar letter with national Colleg

Ask the court to dismiss the lawsuit. The failure of the plaintiff's lawyers to appear is not grounds for a lawsuit by itself. However, there are...

I paid someone's third-party creditor, but the person I owe is claiming that I still owe him.

Keep the evidence. You have a defense. If he sues, make sure you appear and do not default.

Do I need a criminal lawyer?

The callers are scammers. Not paying a loan is not criminal. Process servers do not call you. Not being home is not contempt of court. The...

Do I need a lawyer?

A legit debt collector will send you written notice of the debt and your right to dispute it within 5 days of the first contact. This is required...