Archived
I had a credit card and lost my job. I paid 3,000.00 on this card and thought I paid it off. Last week debt collectors
Daniel's answer
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Answered on January 03, 2015
Send the debt collector a verification letter asking how they computed the alleged additional amount.
If your belief that you paid the card off...
Archived
Can a social security check be garnished
Daniel's answer
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Answered on January 02, 2015
No, Social Security funds, either prior to or after deposit,are exempt.
Archived
I have gotten in trouble with payday loans. live in sc, have 9 loans around $8000.00. Need help finding somone to help consolida
Daniel's answer
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Answered on January 02, 2015
Are these Internet loans? Your statement about the number and amount of loans suggests that may be the case. Most internet loans are not...
Archived
When making payment on legal financial obligations is the primary amount supposed to be paid first or the interest.
Daniel's answer
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Answered on January 02, 2015
If you are referring to pre-incarceration debts not arising from any offense, it is possible that the statute of limitations has expired. Consult...
Archived
What are considered marital debts?
Daniel's answer
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Answered on January 02, 2015
Under federal law each spouse has the right to obtain credit in their own name without the involvement or obligation of the other spouse. If you...
Archived
How do I know a supposed debt collector is not a scam?
Daniel's answer
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Answered on January 02, 2015
The statute of limitations on this type of debt is 4 years in most states. Consult a consumer lawyer immediately. Do not pay or acknowledge the...
Car up for repossession, lender did not send certified/registered letter via mail, can they still repo?
Daniel's answer
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Answered on December 30, 2014
Notices have to be sent to the last known address.
If you have not informed the lender of your current address in writing, do so at once, by...
Archived
We brought a car on Christmas Eve and traded our car in got finance all approved signed contract done deal only to be called up
Daniel's answer
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Answered on December 30, 2014
The answer depends on what warranties you gave in the transaction documents (a non-merchant seller does not give any implied warranties) and what...
Archived
Teller marketing calls about me being approve for auto loan. Always calling me over ten different numbers going on for a year.
Daniel's answer
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Answered on December 30, 2014
You may have a claim if (1) the calls are to a residential phone (landline or cell) on the do not call list, (2) the calls are to a residential...
Archived
I am being sued by a collection agency for credit card debt, what do i need to say in court?
Daniel's answer
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Answered on December 29, 2014
It is relevant only if a judgment is entered against you. It is desirable to avoid that if possible. If you qualify for free legal services or...
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