PRO

Daniel A. Edelman's Answers (2961)

Call for a FREE consultation Call (855) 782-0764 Message View Profile

Call for a FREE consultation Call (855) 782-0764 Message View Profile

Archived

What is the statute of limitations for a buy here pay here company to pursue you on a repossesion?

Daniel's answer | Answered on January 05, 2015

4 years, assuming that you are correctly describing the transaction

Archived

Is there any law that help a cosigner retrieve monies paid on loan that first borrower did not pay?

Daniel's answer | Answered on January 05, 2015

Generally a cosigner who pays the debt is entitled to recover what he or she paid from the principal debtor. Whether the principal debtor is...

Archived

Can insurance co make electronic withdrawl without your authorization

Daniel's answer | Answered on January 05, 2015

It is a violation of the Electronic Funds Transfer Act to have an arrangement for recurring electronic transfers which is not in a signed writing...

Archived

If I am a authorized user on credit card and charge items, can the owner of the card press legal charges against me?

Daniel's answer | Answered on January 03, 2015

An authorized user is not liable to the issuer of the credit card (bank). Attempts to collect from the authorized user may violate the Fair Debt...

Archived

I had a credit card and lost my job. I paid 3,000.00 on this card and thought I paid it off. Last week debt collectors

Daniel's answer | Answered on January 03, 2015

Send the debt collector a verification letter asking how they computed the alleged additional amount. If your belief that you paid the card off...

Archived

Can a social security check be garnished

Daniel's answer | Answered on January 02, 2015

No, Social Security funds, either prior to or after deposit,are exempt.

Archived

I have gotten in trouble with payday loans. live in sc, have 9 loans around $8000.00. Need help finding somone to help consolida

Daniel's answer | Answered on January 02, 2015

Are these Internet loans? Your statement about the number and amount of loans suggests that may be the case. Most internet loans are not...

Archived

When making payment on legal financial obligations is the primary amount supposed to be paid first or the interest.

Daniel's answer | Answered on January 02, 2015

If you are referring to pre-incarceration debts not arising from any offense, it is possible that the statute of limitations has expired. Consult...

Archived

What are considered marital debts?

Daniel's answer | Answered on January 02, 2015

Under federal law each spouse has the right to obtain credit in their own name without the involvement or obligation of the other spouse. If you...

Archived

How do I know a supposed debt collector is not a scam?

Daniel's answer | Answered on January 02, 2015

The statute of limitations on this type of debt is 4 years in most states. Consult a consumer lawyer immediately. Do not pay or acknowledge the...