Can I be sued on a car loan that was charged off in 2009, even past SOL?

It appears that the debt is beyond the statute of limitations. If the calls are from a third party debt collector rather than the creditor, threats...

I voluntarily surrendered my vehicle back to the car dealership. Can they legally demand payment of balance until car is auction

A "garnishment" or wage deduction requires a court order and cannot be done within a month. Most likely what they have is a wage assignment. ...

I would like to file a class action lawsuit against Nationstar Mortgage, what do I need to begin this process?

We have several cases against Nationstar, both class and individual. The facts you relate suggest possible claims under several federal laws. ...

National Collegiate Trust Fund has filed suit against me 2 times in the Cook County Court system in Illinois, and I need help.

You are not in any hurry to be served. If the lawsuit concerned the same loan as the Ohio case (National Collegiate often files multiple suits...

Is it legal for a bank to put your name on a loan without your signature?

You are not liable unless you signed. It is possible that the loan represents an extension of the prior loan, in which case the original loan...

Can a bill collector continue to try and collect after they charged off and closed the account? Collection Agent harassed

"Charging off" and closing account does not affect the liability of the debtor. It is an accounting requirement. Financial institutions are...

Carlot trying to sue me for the balance bit car was already repoed by them can they do that

A creditor that repossesses collateral can generally collect any deficiency from the consumer. The creditor has to show that proper notice was...

Cosigner on son's auto loan He stopped making payments and was repossessed.

A secured party (bank) is required to send notice of a proposed sale to each debtor and cosigner. After the collateral is sold they are required...

This is a scam. Forward the email to law enforcement (state AG, Consumer Financial Protection Bureau, Federal Trade Commission). Do not respond. ...

Motion to vacate court judgement?

They did sue you and win. If you do not appear in response to a summons that is what happens. Oral representations by collection agencies and debt...