Carlot trying to sue me for the balance bit car was already repoed by them can they do that

A creditor that repossesses collateral can generally collect any deficiency from the consumer. The creditor has to show that proper notice was...

Cosigner on son's auto loan He stopped making payments and was repossessed.

A secured party (bank) is required to send notice of a proposed sale to each debtor and cosigner. After the collateral is sold they are required...

This is a scam. Forward the email to law enforcement (state AG, Consumer Financial Protection Bureau, Federal Trade Commission). Do not respond. ...

Motion to vacate court judgement?

They did sue you and win. If you do not appear in response to a summons that is what happens. Oral representations by collection agencies and debt...

Can an online payday loan place that I have never borrowed money from file bankfraud charges on me

This type of call is familiar. It is a scam. Report to law enforcement. It is also an FDCPA violation, but finding someone responsible is...

Voluntary car repossession because i realized how bad my loan was and now they are saying 3 months later that i owe $9000.

Have a consumer lawyer review the contracts and notices you (should have) received immediately. The creditor is required to conduct a...

Felony charges for non payment to furry babies?

Failure to pay a debt is not a crime. If the call is from a third party debt collector it violates the Fair Debt Collection Practices Act. ...

American express closed my accounts after 30 years/excellent credits. will not give reasons, is there anything that i can do?

The Equal Credit Opportunity Act requires that they provide an "adverse action notice" stating the reasons within 30 days. You should request one...

About student loan...

This may be treated as a case of identity theft. Fill out the FTC identity theft affidavit (available at www.ftc.gov) and submit to anyone trying...

An authorized user of a credit card is not liable to the credit card company for the charges, at least if no use of the card is made after death...