Can an online payday loan place that I have never borrowed money from file bankfraud charges on me

This type of call is familiar. It is a scam. Report to law enforcement. It is also an FDCPA violation, but finding someone responsible is...

Voluntary car repossession because i realized how bad my loan was and now they are saying 3 months later that i owe $9000.

Have a consumer lawyer review the contracts and notices you (should have) received immediately. The creditor is required to conduct a...

Felony charges for non payment to furry babies?

Failure to pay a debt is not a crime. If the call is from a third party debt collector it violates the Fair Debt Collection Practices Act. ...

American express closed my accounts after 30 years/excellent credits. will not give reasons, is there anything that i can do?

The Equal Credit Opportunity Act requires that they provide an "adverse action notice" stating the reasons within 30 days. You should request one...

About student loan...

This may be treated as a case of identity theft. Fill out the FTC identity theft affidavit (available at www.ftc.gov) and submit to anyone trying...

An authorized user of a credit card is not liable to the credit card company for the charges, at least if no use of the card is made after death...

Question about bankruptcy and cosigning on a car loan.

The wife is jointly and severally liable. She does have the right to take over payments before any collection action is taken, including credit...

What is the recourse of a bank if payment is not made on a loan???

Have a consumer lawyer examine both the purchase and financing documents. Often the finance entity is subject to defenses good against the seller,...

Wages garnished after defaulted student loan debt paid off?

Depending on whether the garnishment was carried out by a debt collector, the action may violate the Fair Debt Collection Practices Act. Consult a...

What does "sue as limitations.."mean in regards to a past due payday loan?

You are being scammed. The content of the calls is familiar. You will not be arrested. You probably will not be sued. Report the call to law...