Does a collection agency have to provide written verification? What is my recourse for fraudulent collections?

1. Intenet payday loans to Illinois residents by lenders who do not have a bank charter or an Illinois Department of Financial and Professional...

Called to make a settlement, found out I had a judgment against me, never received summons, what should I do?

Contact a consumer attorney immediately. A judgment entered without service can be vacated at any time. You will need to prove you were not...

How do i have a docket number and i have never been served or been to court? I keep getting emails with an "arrest warrant"

You are being scammed. There is no case and you won't be arrested. Report this to law enforcement. They are impersonating the AG of New York....

Under the Electronic Funds Transfer Act, a continuing authorization to debt a consumer purpose bank account must be in a writing signed (manually...

Can I be sued on a car loan that was charged off in 2009, even past SOL?

It appears that the debt is beyond the statute of limitations. If the calls are from a third party debt collector rather than the creditor, threats...

I voluntarily surrendered my vehicle back to the car dealership. Can they legally demand payment of balance until car is auction

A "garnishment" or wage deduction requires a court order and cannot be done within a month. Most likely what they have is a wage assignment. ...

I would like to file a class action lawsuit against Nationstar Mortgage, what do I need to begin this process?

We have several cases against Nationstar, both class and individual. The facts you relate suggest possible claims under several federal laws. ...

National Collegiate Trust Fund has filed suit against me 2 times in the Cook County Court system in Illinois, and I need help.

You are not in any hurry to be served. If the lawsuit concerned the same loan as the Ohio case (National Collegiate often files multiple suits...

Is it legal for a bank to put your name on a loan without your signature?

You are not liable unless you signed. It is possible that the loan represents an extension of the prior loan, in which case the original loan...

Can a bill collector continue to try and collect after they charged off and closed the account? Collection Agent harassed

"Charging off" and closing account does not affect the liability of the debtor. It is an accounting requirement. Financial institutions are...