Payday loan

Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...

How can i get my money back

You have been scammed. Other than an application fee at a bank or a fee for a credit report or appraisal of collateral, you should not pay money...

A judgement in a credit card lawsuit case against me is being transferred to another courthouse. Can this be done?

CACH is not bankrupt or defunct. As a result of a ruling by the federal Court of Appeals covering Illinois, credit card collection cases that...

Do I have any recourse with a mortgage company that falsely reported a late payment to the credit bureau? Should I sue?

Dispute the incorrect information in writing with the credit bureaus, with a copy to the mortgage company. Submit a letter marked "qualified...

Selected as the best answer

It is a violation of the Truth in Lending Act and many state laws to issue a credit card or open a credit card account without it being requested...

What can I do?

You have a legal right to have the force placed insurance "flat cancelled" upon proof of your own insurance for entire period. Obtain such proof. ...

They would need to sue you and get a judgment. A 2007 repossession is likely time-barred in 2015. Consult a consumer attorney if they are trying...

Consult a consumer attorney. What you describe potentially violated several statutes, including the Uniform Commercial Code, Fair Debt Collection...

Is a car loan still a charge off after reinstatement?

The bank has to report accurately and does not appear to be doing so. You need to dispute the item with the credit bureaus reporting it with a...

Judgment on Credit Report

If a judgment was in fact entered, the credit bureau is entitled to report it. The only way in which you can get it off your credit report is to...