They would need to sue you and get a judgment. A 2007 repossession is likely time-barred in 2015. Consult a consumer attorney if they are trying...

Consult a consumer attorney. What you describe potentially violated several statutes, including the Uniform Commercial Code, Fair Debt Collection...

Is a car loan still a charge off after reinstatement?

The bank has to report accurately and does not appear to be doing so. You need to dispute the item with the credit bureaus reporting it with a...

Judgment on Credit Report

If a judgment was in fact entered, the credit bureau is entitled to report it. The only way in which you can get it off your credit report is to...

My charge off target card is left with 4 months till 7 years old so can i be sued?

The statute of limitations on a credit card in Illinois is five years. The period within which a debt can remain on your credit report is seven...

I need help with getting a fraud credit account off my credit report.

You need to send a letter (not call) to each credit bureau reporting the item (probably the 3 majors and the one preparing a composite report for...

I have been trying to get a collection agency pull their misreporting of my credit for the last 3 years.

You need to write (not call, not online) each credit bureau reporting the information describing the problem in detail and asking for correction. ...

I've been summoned for some medical bills what can I do?

Many medical colletion cases are quite defensible. In the usual case of nonelective procedures, where you did not agree on a fixed price for some...

I had took out a payday loan years ago and I simply had forgot about it and now they want to charge me for fraud and I could go

Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...

The loan must still be repaid. Many loan documents provide that the borrower is obligated to cooperate to correct errors such as that which you...