A retail installment contract may be assigned by the dealer to any bank, without the consent of the consumer, as long as the terms are not changed....

Car loan

They can take you to court. Generally, a creditor whose collateral (car) is repossessed or returned must sell it in a commercially reasonable...

Can a financial institutions add interest to a car loan for being up to90 days late.

If a note or contract is "interest bearing," that is, if it provides that interest will be applied at a specified rate to the principal balance...

Can I go to jail for a payday loan

Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...

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Can you go to jail for defaulting on a payday loan?

Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...

A bank can decline to do business with someone unless it does so for prohibited reasons: race, gender, ethnicity, religion, etc. A bank need...

We purchased an SUV almost a month ago. It got repossessed today. Can they repo before our first payment?

A creditor can repossess a vehicle if there is an agreement creating a security interest and you are in default. I assume there is a secuity...

Bank is saying i owe them for a check they cashed with out checking it do i owe it

A person who deposits a check at a bank guarantees to the bank that the check is genuine and good. If you have any questions you don't have to...

I am having a dispute with Chase credit card (Delaware) regarding foreign transaction fees. In which state do I file the lawsuit

File in local small claims court. Chase does business everywhere.

Can a hospital get a bad debt back out after 7 years and make you pay it even if you had made 3 or 4 payments on it?

The statute of limitations is generally 5 years for non-elective medical debt. However, it runs from the last payment.