My charge off target card is left with 4 months till 7 years old so can i be sued?

The statute of limitations on a credit card in Illinois is five years. The period within which a debt can remain on your credit report is seven...

I need help with getting a fraud credit account off my credit report.

You need to send a letter (not call) to each credit bureau reporting the item (probably the 3 majors and the one preparing a composite report for...

I have been trying to get a collection agency pull their misreporting of my credit for the last 3 years.

You need to write (not call, not online) each credit bureau reporting the information describing the problem in detail and asking for correction. ...

I've been summoned for some medical bills what can I do?

Many medical colletion cases are quite defensible. In the usual case of nonelective procedures, where you did not agree on a fixed price for some...

I had took out a payday loan years ago and I simply had forgot about it and now they want to charge me for fraud and I could go

Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...

The loan must still be repaid. Many loan documents provide that the borrower is obligated to cooperate to correct errors such as that which you...

If a credit report shows a credit card as written off , does a collection agency have a right to contact you and try to collect

Yes. Chargeoff is an accounting procedure. Federal regulations require that credit cards that are 180 days delinquent be removed from the books...

Creditor updated debt reported delinquentt over 9 years ago, what can I do to have it removed other than dispute

A credit card debt can remain on your report for 7 years from chargeoff or 7.5 years from the delinquency that led to chargeoff. If the debt...

Freezing Assets- bad debt

Yes. You have an exemption for the first $4,000 in funds which you have to affirmatively claim. Either appear on the return date or file a motion...

Citation to Discover Assets

A satisfaction of judgment and order dismissing the citation proceedings. The judgment debtor has the right to request vacation of the judgment...