The facts you describe have all the earmarks of a scam. I suggest that you contact the issuing bank and see if it is genuine. Do not remit...

I have three charge off on my credit reports that states "On record till until Jan 2017". Does it automatically fall off?

They should come off automatically. However, you can write to the 3 bureaus and ask that the items be removed as obsolete.

How can they send me a promissory note as proof of student loan debt with no loan amount on the note?

Are these private loans? When was last payment made. Your description indicates 5 year IL statute of limitations would apply if these are private...

Is this valid that if anyone wants to purchase goods that they can get it free through birth certificate trust?

It is not correct. If it sounds too good to be true, it is.

You are being scammed. Report the call to law enforcement. Provide no money or information.

Do mediation companys have to provide debt validation, if collecting on a payday loan?

You are being scammed. Provide no information or money. Report the call to law enforcement.

What are the laws regarding payday loans in Illinois?

1. Is the lender licensed to lend to Illinois residents? Most brick and mortar and a few internet lenders are. A lot of internet lenders are...

Can someone from a so called pre trial processing division call your job and say your driver's license has a red flag on it.

You are being scammed. Report the call to law enforcement. Provide no money or information.

Reporting credit card fraud but not really fraud?

Dispute the charge in writing with your card issuer. Do so immediately and by means providing proof of receipt. You have about 60 days from the...

Can I get a video from a bank

Notify her bank in writing, by means providing proof of receipt, and demand that they restore the money taken. This needs to be done immediately...