Archived
How do I handle a third party debt collector that is contacting me about an 11 year old or older payday loan debt?
Daniel's answer
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Answered on December 16, 2016
The statute of limitations is 4 years, measured from last payment. The call is almost certainly a scam. Report it to law enforcement. It also...
Archived
Is this a scam
Daniel's answer
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Answered on December 14, 2016
You are being scammed. Report the call to law enforcement.
Archived
Hello,
I received a call from a law firm stating that I could have a warrant and go to jail over a payday loan. Is that correct
Daniel's answer
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Answered on December 14, 2016
You are being scammed. Report the call to law enforcement.
Archived
How to co-sign a loan and have signee accept all responsibility for loan.
Daniel's answer
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Answered on December 14, 2016
In a word, "no." If child is not creditworthy, must either pay more or get cosigner.
Archived
Can a collection agency pursue a debt from a loan that is 7 years old?
Daniel's answer
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Answered on December 13, 2016
This is probably a scam. Unless they provide you with a written "notice of debt" as required by the FDCPA, ignore them.
Archived
Do lawyers call and collect over the phone?
Daniel's answer
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Answered on December 12, 2016
It is a scam. Lawyers comply with the Fair Debt Collection Practices Act and send a "notice of debt" as required.
Archived
Can I be arrested if I am unable to pay back and online pay day loan that runs on Native American tribal laws?
Daniel's answer
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Answered on December 12, 2016
You are being scammed. Failure to repay a loan is not a crime.
Archived
What should I expected and to do.
Daniel's answer
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Answered on December 12, 2016
Please be aware that people call up, claim to be process servers, and demand payment for payday loans, when they have no authority to collect...
Archived
I received a letter that states there is a "motion to transfer-judgment entered."
Daniel's answer
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Answered on December 11, 2016
The first thing you need to do if you believe you were never served is to copy the court file and examine the "return of service." If you can show...
Archived
I live in Tacoma Washington ,I've been building my credit back up and went into buy a vehicle.
Daniel's answer
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Answered on December 10, 2016
Multiple inquiries for the same type of credit within 30 days are treated for scoring purposes as a single inquiry, to avoid penalizing people that...
