Archived
Identity theft
Daniel's answer
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Answered on December 21, 2016
This is a scam. Report the call to law enforcement. Provide no information and do not pay.
Archived
I was contacted by a arbitration company who was trying to collect a debt from 2009
They said they'll file criminal charges
Daniel's answer
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Answered on December 20, 2016
You are being scammed. Not repaying a loan is not a crime. Report call to law enforcement. The debt appears outside the statute of limitations.
Archived
If a loan company gives you verbal information, is that as good as written?
Daniel's answer
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Answered on December 16, 2016
Oral promises by lenders are worth the paper they are written on. There are a number of legal doctrines that lead to this conclusion (statutes of...
Archived
How do I handle a third party debt collector that is contacting me about an 11 year old or older payday loan debt?
Daniel's answer
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Answered on December 16, 2016
The statute of limitations is 4 years, measured from last payment. The call is almost certainly a scam. Report it to law enforcement. It also...
Archived
Is this a scam
Daniel's answer
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Answered on December 14, 2016
You are being scammed. Report the call to law enforcement.
Archived
Hello,
I received a call from a law firm stating that I could have a warrant and go to jail over a payday loan. Is that correct
Daniel's answer
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Answered on December 14, 2016
You are being scammed. Report the call to law enforcement.
Archived
How to co-sign a loan and have signee accept all responsibility for loan.
Daniel's answer
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Answered on December 14, 2016
In a word, "no." If child is not creditworthy, must either pay more or get cosigner.
Archived
Can a collection agency pursue a debt from a loan that is 7 years old?
Daniel's answer
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Answered on December 13, 2016
This is probably a scam. Unless they provide you with a written "notice of debt" as required by the FDCPA, ignore them.
Archived
Do lawyers call and collect over the phone?
Daniel's answer
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Answered on December 12, 2016
It is a scam. Lawyers comply with the Fair Debt Collection Practices Act and send a "notice of debt" as required.
Archived
Can I be arrested if I am unable to pay back and online pay day loan that runs on Native American tribal laws?
Daniel's answer
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Answered on December 12, 2016
You are being scammed. Failure to repay a loan is not a crime.
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