Is this a scam?

You are being scammed. Provide no money or information. If this was an Internet loan it is not enforceable in Illinois. Report the call to law...

Can felony charges be brought against me for an unpaid payday loan?

You are being scammed. Report the call to law enforcement. Imprisonment for not paying a debt -- assuming that there is one and that they have...

What can I do when my bank accounts are "frozen" due to a judgement for student loan

1. If the judgment is a default judgment and you are within 30 calendar days of entry you can move to vacate fairly readily. 2. There is a...

Any way to get out of this situation? I co-signed for a friend over 10 years ago on his AES student loan.

See a consumer attorney. NCT has difficulty proving it owns these loans. In addition, it has filed suit on loans beyond the statute of...

Is there a statute of limitations for collecting a debt?

Common Illinois statutes are 5 years for credit cards and other contracts not wholly in writing, 4 years for any contract for the sale or lease of...

Is there a way that I can get out of a lease for a credit card terminal even though I signed an agreement?

These are difficult cases, as the lease is normally assigned to a different company than the one that originated the lease, provides that you have...

What is the statute on repaying a judgement on credit card debt in Illinois.

A judgment is enforceable for 20-27 years. it has to be revived after 7. The 5 years is the period within which to bring suit on a credit card...

Is there a statue of limitation for payday loan.

You are being scammed Report the call to law enforcement

Unauthorized

Demand in writing that they return the money. A bank has a right of setoff with respect to funds of its debtor, not others. Sue if you do not...

Request an accounting in writing, which they are required to furnish. However, these are often "daily interest" loans and they can have the effect...