Do I have to go to court if I get summoned for a debt. Didn't know anything about the credit card used Will they take me to jail

You will have a judgment entered against you unless you defend the case. Defending the case may require you to explain who used the credit card,...

Is it possible to settle a judgment prior to revival to avoid it re-appearing on my credit report?

Have a lawyer who defends collection cases examine this. Were you ever served? If you can attack the underlying judgment you can avoid paying...

It is fishy. You are being scammed. Report to law enforcement.

Can a "loan company" come after you for a loan that they say i took out in 2012 but i never did?

This sounds like you are being scammed. If they have account information, change it immediately. Report to law enforcement.

What if I do not appear in court

appear and make sure no judgment is entered

I was called on 2/3/17 about an unpaid payday loan from 2011. Can they still collect?

The content of the call suggests you are being scammed. Legit collectors will provide the "notice of debt" required by the FDCPA and provide...

Can I face criminal prosecution for not paying an online payday loan?

You are being scammed. Do not pay. Do not provide information. Report them to law enforcement. If you can block any payment provided, do so. ...

Do I have to pay payday loan where they have my social security number my previous address amount but the last name is not mine

Ask the person contacting you for a copy of the loan agreement. If they are unable or unwilling to provide it, or it is not yours, assume you are...

The person who deposits or cashes a check (you) warrants to the recipient that it is valid and good. Therefore, you are liable for the bad check.

Don't know what to do

You are being scammed. Report the emails to law enforcement. Do not pay or provide information.