What can I do about payday loans I have that are actually illegal in my state?

You almost certainly agreed to arbitrate, so it is unlikely that legal action is feasible. Just refuse to pay.

A law firm handling a debt collection is threatening litigation

Illinois requires, for hospital debts only, that you be notified of the availability of charity care (sounds like you could qualify) and be offered...

I found this in my scam folder as well i want to know if this is a scam also

This is a scam. Forward to law enforcement.

I want to know if this is a scam i found it in my spam folder

We are familiar with this and it is a scam. Forward to law enforcement.

How can I tell if the call is from a true lawyer/collection company?

A legitimate debt collector will send you a written "notice of debt" as required by the Fair Debt Collection Practices Act within 5 days of the...

Can pay day loan collections be done via email

You are being scammed. Provide no information and do not pay. Report them to law enforcement.

I was asked to be a straw buyer for a local auto export company.

If it is a legitimate company, why do they need your credit? This sounds fishy.

Do I have to go to court if I get summoned for a debt. Didn't know anything about the credit card used Will they take me to jail

You will have a judgment entered against you unless you defend the case. Defending the case may require you to explain who used the credit card,...

Is it possible to settle a judgment prior to revival to avoid it re-appearing on my credit report?

Have a lawyer who defends collection cases examine this. Were you ever served? If you can attack the underlying judgment you can avoid paying...

It is fishy. You are being scammed. Report to law enforcement.