Archived
Being sued in small claims court for nonpayment of a personal loan which I can't afford to pay back. I live out of state
Daniel's answer
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Answered on January 31, 2017
Is this a consumer debt? Did you live in FL when case filed? Is it based on loan you signed in Indiana? If you did not sign a loan agreement in...
Archived
Can I sue for defamation and harassment
Daniel's answer
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Answered on January 31, 2017
A person (you) who deposits a check warrants to the bank (Wells Fargo) that it is valid and good. The bank does not warrant anything to you. If...
Archived
Is it a felony to not pay back a payday loan? What if you don't remember taking out the loan & you think it's identity theft?
Daniel's answer
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Answered on January 31, 2017
You are likely being scammed. Do not respond to a debt collector that does not send you a "notice of debt" as required within 5 days of 1st...
Archived
How do I get out of paying credit card debt?
Daniel's answer
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Answered on January 30, 2017
Show the papers to an attorney who defends collection cases. Debt buyers often cannot prove anything.
Archived
Can payday loan places issue a warrant of arrest through email?
Daniel's answer
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Answered on January 27, 2017
You are being scammed. Do not provide information or money. Report to law enforcement.
Archived
Can in sue a collections agency after I paid off all my back collections last year and they still keep putting it on my report?
Daniel's answer
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Answered on January 25, 2017
If the information on your credit report is inaccurate (e.g., the debt is not shown as paid with a zero balance) you have a claim under the Fair...
Archived
How can you stop payday loan companies from garnisher your check
Daniel's answer
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Answered on January 25, 2017
Who is calling? Do you recognize it as the lender? Or is it a third party. If it is a third party, ask for proof they are entitled to collect. ...
Archived
Wage garnishment
Daniel's answer
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Answered on January 25, 2017
Is this a court ordered wage deduction (after judgment) or a wage assignment (contractual). The latter may be cancelled by written notice. You...
Archived
How do I stop a wage garnishment?
Daniel's answer
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Answered on January 25, 2017
1. The destruction of the collateral (car) is an act of default.
2. Is this a court ordered wage deduction, in which case you need to see a...
Archived
If I defaulted on a payday loan can I be sued or taken to court
Daniel's answer
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Answered on January 24, 2017
A legitimate debt collector is required to provide and will provide a notice of debt identifying who they are and the debt within 5 days of the...