Transfer a Judgment: Can I pass the fees required to domesticate a foreign judgment in IL on to the judgment debtor?
Daniel's answer
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Answered on March 01, 2017
There is a procedure for registration of a foreign judgment. The costs are added to the IL judgment. Hire a collection lawyer who knows what they...
Archived
Being sued for old credit card debt
Daniel's answer
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Answered on February 28, 2017
Take the papers to an attorney who defends collection cases. He/ she will need the papers and exact dates of default and your residence in CA...
Archived
Looking for a law, or regulation that would require a financial institution to cancel a debit/credit card upon notice of fraud?
Daniel's answer
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Answered on February 25, 2017
Banks cannot hold you liable for unauthorized charges that are promptly reported (preferably in writing). They must investigate all claims of...
Archived
Can a loan company sell your loan
Daniel's answer
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Answered on February 25, 2017
A loan company can sell your loan without your consent. You are entitled to proof of the assignment or transfer (such as a copy). If provided,...
Can I sue Chase bank in small claims court for reversing conditional credit to my account from fraudulent charges/purchases?
Daniel's answer
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Answered on February 24, 2017
Since there are statutory attorney's fees under the Fair Credit Billing Act, take this to a consumer attorney. It should not cost much. We do not...
Archived
How do I handle an email sent by a company stating that I owe a past due pay day loan?
Daniel's answer
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Answered on February 24, 2017
This is a scam. Report to law enforcement.
Archived
Will a judge grant me a continuance during a "debt validation" period?
Daniel's answer
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Answered on February 23, 2017
Correspondence does not preserve your rights. You need to appear as indicated on the summons. Otherwise you will have a judgment against you. ...
Archived
How can u tell if legit?
Daniel's answer
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Answered on February 22, 2017
Any legitimate debt collector will send a written "notice of debt" within 5 days of the first contact and provide verification of the debt if...
Archived
Can a company send a summons to your place of employment for depository check fraud?
Daniel's answer
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Answered on February 22, 2017
The statements you relate have every earmark of a scam.
Inform your bank that your account information has been compromised and change it, or...
Can a creditor summon me to court if they already sold my debt to another agency?
Daniel's answer
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Answered on February 22, 2017
Salander is a debt buyer. They at least claim to own the debt. Whether they can prove anything is another matter. Often debts are sold on...