Can you deposit a check that your bank allows to clear the same day by an Company and the a week later the bank finds out that't
Daniel's answer
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Answered on March 05, 2017
A person who deposits a check warrants that it is genuine and will clear. The bank does not warrant anything. If it is not good, you have to...
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All my payments on my auto loan have been going to just the interest only..nothing to principle..is this legal?
Daniel's answer
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Answered on March 03, 2017
If you have a loan that provides that interest will be computed on the outstanding balance (as opposed to using an amortization schedule) and you...
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How could you find out if collection agency is filing for a default judgement if they cannot find the person they are serving?
Daniel's answer
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Answered on March 02, 2017
In Cook County or the collar counties, look up the plaintiff or defendant online and see what docket shows is happening in case
Can a bank charge fees for honoring a check that was drawn on their bank?
Daniel's answer
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Answered on March 02, 2017
The answer may depend on whether the bank is federally-chartered and the reason for the fee.
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I have a collection agency calling me saying that I owe money from 11 years ago I have never gotten a letter
Daniel's answer
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Answered on March 02, 2017
1. A legitimate debt collector must and will send a letter describing the debt and your rights within 5 days after the initial contact.
2. ...
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Received a email today from advance cash loans threatening a warrant that will be issued tomorrow if I don't pay them.
Daniel's answer
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Answered on March 02, 2017
It is a scam. Forward email to law enforcement
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What happens if a plaintiff attempts to serve you in a state which you no longer live?
Daniel's answer
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Answered on March 02, 2017
If the summons was returned "not served," you have no problem. If they are claiming substitute service on your relative, you need to consult an...
Hello! Can payday loans threaten you with a suit through email?
Daniel's answer
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Answered on March 02, 2017
You are being scammed. Report the email to law enforcement.
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I am getting calls for several payday loans I got in 2011. They have not been completely paid for. Can I get arrested for that?
Daniel's answer
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Answered on March 02, 2017
We do not have debtor's prison in Illinois. You are being scammed. Report the calls to law enforcement. Also, if these are online payday loans,...
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Can you charged &/or arrested for a felony/misdemeanor in TX for not paying pay day loans?
Daniel's answer
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Answered on March 01, 2017
You are being scammed. Report the call to law enforcement.