Can a pay day loan company file a civil suit against me for a loan in November 2012.

The content of the call indicates a scam. People trying to serve process do not call you. The use of the term "mediator" is characteristic of...

Can I be prosecuted

You are being scammed. Nonpayment of old debts is not a crime. Stop the payment if you can. Pay nothing more. If they have account...

Banks generally have a "right of setoff" allowing them to apply funds in their possession to debts you owe the bank. There is an exception by...

Get a copy of the court file including the "return of service" and take it to a lawyer who defends this type of case. If you can prove service was...

How do you challenge a wage garnish if the amount is incorrect?

Consult an attorney at once. If the landlord has a judgment and is seeking a court ordered wage deduction you need to take action against the...

Can a collection agency collect on a debt from 2006.

Typical Illinois statutes of limitation are 4 years for a contract for the sale of goods, 10 years for another type of contract wholly in...

Do I talk to the company and not the collection agency?

Dispute the bills with the debt collectors. Ask for the computation of the amount due. If the collection demands are excessive they may violate...

Will the police pick me up for nonpayment on a payday loan and is it consider fraud if my bank account closed

Nonpayment of a loan is not a crime, and imprisonment for debt has been abolished. Who is calling? Do you know it is the lender or someone...

I was served by a credit card company. What are the typical charges for an attorney to appear in the court on my behalf?

Most attorneys who handle this sort of case will not charge to review it. Reviewing the case is necessary to quote you anything. It depends on...

Can I be arrested for writing a check to a payday loan company in exchange for cash, if I defaulted and it went to a charge off

You are being scammed. Legitimate debt collectors send demands describing the debt and notifying you of your rights under federal law. They do...