Is it a violation of the FCRA for a County Clerk of Court to fail to take a Default Judgement off my Credit when it was Vacated?

The Clerk of the Court does not report to credit bureaus. The credit bureaus have contractors that collect public record information. It is...

You are being scammed. Report the contact to law enforcement. Provide no information or money. Hang up.

Can I be charge with felony for a unpaid payday loan?

No, you are being scammed. Report the call to law enforcement.

How can I stop a company from harassing me?

You are being scammed. Provide no information or money. Report the contact to law enforcement. The call violates the law, but civil action...

I tryed to cash a cashiers check for 3780. At a credit union , they fronted me 400, later they found the check was fake. What

A person who deposits or cashes a check warrants that it is good. You owe any money you received or were credited with.

In Illinois, what is the statute of limitation on private student loans?

There have been 2 rulings that it is 5 years and one that it is 10. The answer requires close analysis of the paperwork by an attorney familiar...

Payday loan place charging too much

First question is whether the agency has any authority to collect anything. This could be a scam. They must send a written "notice of debt"...

Have an attorney who defends collection cases review everything you received and see if the debt is provable. Often debt buyers like LVNV cannot...

Can an [auto] loan company I owe money to take money from my checking account/paycheck without my permission?

If at any time you gave the lender authority to take money from your checking account by electronic debit and they have your account information, I...

Can you be prosecuted for not repaying a payday loan in Texas

1. Failure to repay a loan is not a crime. 2. The Texas statute of limitations is four years from breach or (maybe) last payment. 3. No...