Archived
Will the police pick me up for nonpayment on a payday loan and is it consider fraud if my bank account closed
Daniel's answer
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Answered on April 24, 2017
Nonpayment of a loan is not a crime, and imprisonment for debt has been abolished. Who is calling? Do you know it is the lender or someone...
Archived
I was served by a credit card company. What are the typical charges for an attorney to appear in the court on my behalf?
Daniel's answer
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Answered on April 21, 2017
Most attorneys who handle this sort of case will not charge to review it. Reviewing the case is necessary to quote you anything. It depends on...
Archived
Can I be arrested for writing a check to a payday loan company in exchange for cash, if I defaulted and it went to a charge off
Daniel's answer
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Answered on April 20, 2017
You are being scammed. Legitimate debt collectors send demands describing the debt and notifying you of your rights under federal law. They do...
Archived
Is it legal for a bank to hold an early payment for more interest
Daniel's answer
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Answered on April 19, 2017
Generally payments must be credited as of the day of receipt unless received after a reasonable cutoff time (say, 3 p.m.) when they can be credited...
Archived
I was wondering if a payday loan company can come to my work, home , family members house to serve papers on a loan
Daniel's answer
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Answered on April 19, 2017
You don't indicate how old the loan is or exactly who is calling. Beware of scammers that obtain information about outstanding loans and call and...
Archived
In PA if you owe money on payday loans and you get pulled over for a routine traffic stop can they arrest you for warrant
Daniel's answer
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Answered on April 19, 2017
Threats of arrest on payday loans are typically a scam, often from people who have gained access to information but have no legal right to enforce...
Archived
Can I get check banned?
Daniel's answer
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Answered on April 18, 2017
You have been scammed. If you can, stop payment and change accounts at once. Report this to law enforceement.
Archived
It said on the letter a judgement will be held against me if I don't pay I don't know what to do
Daniel's answer
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Answered on April 18, 2017
real debt collectors take checks
this is likely a scam
ask for their mailing address and license number
Archived
What should I do I don't have a job to pay back my small installment loan
Daniel's answer
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Answered on April 18, 2017
1. We don't have imprisonment for debt in Illinois.
2. How do you know the debt collector is legitimate or has any right to collect anything...
Archived
Wondering if this is a scam ?
Daniel's answer
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Answered on April 14, 2017
You are being scammed. Do not respond or provide information or pay. Legit debt collectors do not demand payment via gift card. Report the...
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