Archived
Judgement creditor has unrelated third party acting as representative in court for citation to discover assets, is this legal?
Daniel's answer
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Answered on September 22, 2017
Something is wrong. A party cannot have a citation to discover assets issued unless there is a judgment. Copy the court file and take or send it...
Archived
Do I have a case against my bank?
Daniel's answer
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Answered on September 20, 2017
Absent damages/ harm these are not particularly viable cases.
Archived
Do I have any defenses and should I get an attorney?
Daniel's answer
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Answered on September 19, 2017
Get the court file and copy it. See if the "return of service' is accurate. If you can show it is not accurate, the underlying judgment may be...
Archived
How can I do a voluntary repo
Daniel's answer
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Answered on September 18, 2017
A creditor is not required to repossess collateral.
Archived
Can a collection agency file a lawsuit for a pay day loan 10 yrs old ?
Daniel's answer
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Answered on September 16, 2017
This is a scam. TX has 4 year statute of limitations. Communications referring to 'malicious intent' and the like are scams.
Archived
Hospital sold $9000 bill to collection agency,issued a judgment, threatens garnishment on my part time lob. I'm on soc sec.?
Daniel's answer
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Answered on September 16, 2017
1. if the judgment was entered less than 30 calendar days ago, or you were not served, file a motion to vacate it immediately.
2. If the...
Archived
What are the caps on interest rates in Illinois for unsecured loans?
Daniel's answer
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Answered on September 12, 2017
Have an attorney who handles consumer credit cases review the loan agreement and a payment history.
Archived
I have a lawsuit from an old credit card debt.
Daniel's answer
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Answered on September 12, 2017
You need to appear in accordance with the instructions on the summons. Debt buyers often cannot prove anything. If you fail to do so a default...
Archived
How to handle judgment after debt settled and release of lien issued?
Daniel's answer
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Answered on September 12, 2017
The court has discretion to vacate the judgment and dismiss the action. It is necessary that you file a motion in the case attaching a release or...
Archived
Can a payday loan company call u r a family member and tell them you r about to be arrested for fraud unless they hear from u?
Daniel's answer
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Answered on September 11, 2017
This is a scam. Provide no money or information. Report the contact to the Federal Trade Commission, Consumer Financial Protection Bureau, and...
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