You absolutely should respond. Often debt collectors can't prove anything and you can avoid a judgment. If a judgment is entered against you, you...

How can they do that?

A person living in an apartment leased by another would not ordinarily have any obligation. This appears to be s Fair Debt Collection Practices...

Payday loan check default ?

You are being scammed. Do not provide money or information. Do report the contact to law enforcement.

How many names & contact information do we need before we contact an attorney to represent us in a class action lawsuit?

You need (a) one plaintiff and (b) a reasonable basis for alleging that more than 30-40 persons were affected.

Online payday loan?

This sounds like a scam. Do not pay and do not provide information. Report the contact to law enforcement.

What can I legally do ?

The call has several earmarks of a scam. First, contact the state Department of Financial Institutions and see if the lender is licensed in...

Received a summons from a debt collection agency to appear in court?

You must follow the instructions on the summons or you will have a judgment entered against you. You should also have an attorney who defends...

How can I sue CashNet USA for sending me threatening email

We are familiar with these. You are being scammed. It is unlikely that there is anyone worth suing. Do forward the email to the Federal Trade...

Can I sue a hospital for transferring my account to a collection agency even though I have made all monthly payments so far?

Possibly. Illinois law requires hospitals to make payment arrangements and honor them. I suggest that you first dispute the debt with the...

Are documents obtained through initial disclosure admissible for summary judgment ?

It depends on what they are and whether a proper foundation for them exists. Sometimes the disclosure can furnish a foundation. This is not...