What should I do when I go to answer a credit card debt court summons?

The statute is five years from the last payment or default, whichever is later. It may be 4 years if it is usable only at a specific retailer. ...

Credit report shows closed with a balance?

You need to write to the CREDIT BUREAUS enclosing proof of satisfaction and ask them to show the debt as paid. If they fail to comply within 30...

Do I have a case against a prepaid debut card company if they lied and took my money?

contact a consumer attorney -- there may be a violation of contract or law

My neice had a call stating she would have authorities looking for her ?

This is a scam. Provide no information or money. Report the contact to law enforcement.

Credit cards have a five year statute of limitations, unless they are good at only one store. Also, if a case is nonsuited the plaintiff has one...

Is there any legal recourse I can take against a mortgage loan servicer for emailing sensitive info without any encryption?

These are not good cases without actual misuse of information.

What can I do legally if what I signed on my auto loan is $211 lower than what I received today from the finance company?

Have your documents examined by an attorney who practices in this area. The "principal" of a loan is often higher than the "amount financed" for...

Judgement creditor has unrelated third party acting as representative in court for citation to discover assets, is this legal?

Something is wrong. A party cannot have a citation to discover assets issued unless there is a judgment. Copy the court file and take or send it...

Do I have a case against my bank?

Absent damages/ harm these are not particularly viable cases.

Do I have any defenses and should I get an attorney?

Get the court file and copy it. See if the "return of service' is accurate. If you can show it is not accurate, the underlying judgment may be...