My son financed a car and the insurance is in my name ...so the salesman said I had to sign a bunch of papers is that true?

Do you have a copy of all papers relating to the transaction? Get them. I would not be surprised if you were put down as the buyer or cobuyer or...

Will I have a viable case against a debt collector?

Generally a judgment creditor is allowed to use all methods permitted by law to collect. In the case of a judgment under 10K, the court may enter...

This is a type of case which attorneys may handle if it is good one. Small claim is not desirable as the damages are too small.

The absence of the lien on the title does not affect your obligation to pay. Under the Motor Vehicle Retail Installment Sales Act, the VIN can...

Motivation to respond to a debt collector if the statute of limitation has expired and credit reporting window has expired?

To avoid further contact. Send a letter directing the debt collector to not contact you.

Car loan ?

If you purchased the car on time, they can run your credit. Multiple credit pulls within 30 days for the same sort of credit count as one. There...

Why is my savings and prepaid being held and garnished ....by the state of illinois?

Contact the issuer of the prepaid card and the financial institution at which you have your savings account. They are required to provide you with...

I was paid with 2 fake/forged checks and I deposited them not knowing I thought I was being paid for the job I did

Unfortunately, yes. A person that deposits a check warrants that it is valid and good.

Im paying a court order debt but my wages was just garnish?

See an attorney who defends collection cases. It should not cost you anything to consult (at least that is our practice). Was there a court order...

A check is been deposited into my account and I took out the money which I didn’t know how and why it’s been deposited ?

Replace the money. Why would you receive a deposit without knowing why? It is either an error or part of a scam.