What to do with PMI?

Without regard to the value of the property, private mortgage must be terminated if you are or become current on your payments and the following...

How often can a title loan company call you if you made arrangement with them.?

The title loan company is not subject to the Fair Debt Collection Practices Act and there are few constraints on what it can do. Under the...

Can I sue Sprint for unauthorized transactions?

Dispute the debits with the financial institution that issued the debit card. Confirm the dispute in writing. If it is not promptly (30 days or...

It means your case was dismissed because you failed to show up at a court date. You have 30 calendar days (not 31) to file a motion to reinstate. ...

Will a bank wait years before they collect money from you that they say you owe?

The Illinois statute of limitations governs if you are in Illinois. The relevant Illinois limitations period on an overdraft is 5 years. There...

I never received a court order from a debt collector that filed a law suit against me. Never was aware of the law suit

Federal student loans are enforced by administrative wage garnishment in most cases, rather than through suit. Notice and an opportunity for...

Under what circumstances can I cancel a new car purchase in Illinois?

You may be able to enforce the advertised price, if it is in fact less. The difference could be due to optional financial products. However, you...

How can I have an eviction on my report when I never signed a lease nor was I renting the apartment?

Evictions that result from a foreclosure of a mortgage on which someone else s solely liable are normally sealed to avoid this problem. In...

What happens when I go to court on a summons for non payment on a credit card that was charged off?

You should have an attorney who defends collection cases review the papers. It should not cost you anything (at least that is our practice). Debt...

Can i be charged with felons?

If your question is whether nonpayment of a loan is a crime, the answer is no, notwithstanding what some scammer may have said over the phone or by...