When i file for bankruptcy?

Discuss this with your bankruptcy attorney. The problem is that a credit union usually has a right of setoff by contract, which entitles them to...

Can you send a collateral payment through money Gram?

Requests that you pay money in order to get a loan are suspicious, especially if they ask for payment by unusual means.

Do I have options if I have a debt from a card and they sold it to an outside collector at a different price than what was owed?

You need to show whatever documents you have regarding the debt (court papers, correspondence, etc.) to an attorney who defends collection cases. ...

Statue statue of limitations on a payday loan taken out in 2007

The statute is 6 years, measured from default or last payment. Calls of this sort are often scams. Demand a "notice of debt" from the party...

You should never ignore a summons. If you do that, you lose. You should appear and ask for a trial. A fee waiver is available if you suffer from...

When a CC judgment is vacated in IL (bad service) does original filing date still determine statute of limitations?

First, the statute on a credit card debt is five years, if that is what it was. Second, the plaintiff has to make reasonable efforts to serve...

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Can banks restrict your account without prior notice

A bank has a common law right of setoff. If you owe a bank money, and it sounds like you might be liable for overdrafts on the joint account, it...

Illinois state procedure requires the third party claimant to be named. In federal court the claimant must generally be joined, at least unless...

Find out truth about email??

offers requiring you to pay money to get money or credit are probably scams -- do not respond and report to law enforcement

10 year old private student loan debt, does not replying to this mail make it valid?

Asking for verification does not do anything to the statute of limitations. Ask for notes and account history. The SOL runs from default or...