It is not legal. Nothing will happen if you refuse to pay, except you may get harassing emails and calls or you may be reported to a specialized...

You need an attorney to move to vacate the judgment because the court never acquired personal jurisdiction over you, making the judgment void. You...

It is too late. Courts expect you to review the terms before signing, not afterward, and refuse to sign if they are not what you want. If the...

A consumer lawyer should review the documents. Inconsistent disclosures may violate the Truth in Lending Act and other laws, unless it is clear...

The bank has a right to not do business with someone, unless you can show that it is motivated by race, gender, etc., or retaliation for the...

If suit is filed in Texas, the Texas statute. If suit is filed in Illinois, the Illinois statute. Probably 5 years, depending on documents.

Consult an attorney who defends collection cases. It should not cost you anything to consult (at least that is our practice). Do so immediately,...

Pull the case on line and see if a judgment was entered. If it was and you are within 30 days (not 31) you can get it vacated readily. If there...

I am sorry, but unless you have suffered monetary damages in addition to inconvenience, you do not have a basis for a lawsuit.

What action you should take depends on (1) whether a judgment has been entered against you and (2) can you prove that the "return of service"...