The bank has a right to not do business with someone, unless you can show that it is motivated by race, gender, etc., or retaliation for the...

If suit is filed in Texas, the Texas statute. If suit is filed in Illinois, the Illinois statute. Probably 5 years, depending on documents.

Consult an attorney who defends collection cases. It should not cost you anything to consult (at least that is our practice). Do so immediately,...

Pull the case on line and see if a judgment was entered. If it was and you are within 30 days (not 31) you can get it vacated readily. If there...

I am sorry, but unless you have suffered monetary damages in addition to inconvenience, you do not have a basis for a lawsuit.

What action you should take depends on (1) whether a judgment has been entered against you and (2) can you prove that the "return of service"...

This has every earmark of a scam. Provide no information or money. Report to state Attorney General and Federal Trade Commission.

The loan is not legally enforceable. You can stop paying. Whether legal action against the lender is feasible requires review of your loan...

You are entitled to exempt $4000. You need to claim the exemption on the return date of the garnishment or citation or by motion. Other...

This is a scam. Provide no information or money. Report to Attorney General, Federal Trade Commission.