It means that at the repossession sale the car sold for more than the outstanding debt. You are entitled to the surplus.

Consult a consumer lawyer immediately. Make sure you have notified the bank in writing of the disputed transaction and demanded your money back. ...

Banks often refuse to credit unauthorized transactions when legally required to do so. Make sure you have reported the loss to the bank in...

We are familiar with these communications. It is a scam. Provide no information or money. Report to your state Attorney General and the Federal...

You need to inquire. There are sometimes storage fees. Interest may continue to accrue under the contract.

Collection of government fines is not subject to the Fair Debt Collection Practices Act. It could be actionable if prerecorded voice calls are...

It is illegal to issue a credit card without a request from the consumer. It is possible that the content of your conversations/ documents at...

Yes, In Illinois, if you have paid more than 30%, including the down payment, you are entitled to reinstate the contract once by paying past due...

If you are in fact merely an authorized user on the card you are not liable for the charges. Also, adding you as authorized user without your...

The seller is violating the Fair Debt Collection Practices Act, as is the buyer if they continue collecting with knowledge of the settlement. ...