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Zachary J. Kluck
About Zachary
Biography
Zachary J. Kluck is a partner at Zerbst & Kluck, S.C. and focuses his practice primarily on bankruptcy and other debtor/creditor issues. Various options to get rid of your debt exist and the advice on which path to take is different for every individual based on their needs and circumstances. Some such options are filing a Chapter 7 or Chapter 13 bankruptcy, amortizing/consolidating your debts into a state Chapter 128 proceeding, negotiating with creditors, or even doing nothing at all. Zach will sit down with you, discuss your situation, tailor the advice to your needs, and explain the process for achieving your goals.
Beyond bankruptcy, Zach also assists in foreclosures, consumer cases, collection actions, and landlord/tenant issues. Whether you have a debt that you need to get rid of or one that you need to collect on, Attorney Kluck can help. He has helped hundreds of people in different situations. The first 1/2 hour consultation is free.
Practice Areas
3
Practice Areas
Fees and Rates
Cost
Hourly Rates
$ 250-340 per hour
Payment Methods
- Cash
- Check
- Credit Card
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Chat withLicenses
Licensed in Wisconsin for 16 years
State: Wisconsin
Acquired: 2009
No misconduct found
Location
Capital Law Group, S.C.
2424 Rimrock Road, Suite 240, Madison, WI, 53713
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Zachary J. Kluck's Reviews
Showing 1 - 5 of 21 client reviews from Avvo
Posted by Mary Jo | December 23, 2019 | Hired Attorney
This review is from a person who hired this attorney.
Thank you, Zach!
The bankruptcy process was so overwhelming, but Zach provided the best personal service, making it feel manageable. He responded quickly to all of our questions and concerns, and kept us updated through the entire process. The support that we received exceeded all of our expectations, and we would a...
Posted by anonymous | September 27, 2018 | Consulted Attorney
This review is from a potential client who consulted with this attorney.
Bankruptcy
I met with him yesterday and told him I had an unsecure loan that I wanted to keep because I work at the financial where the loan is from. He told me there was no way to do this. Yet when I talked to people at my work they said I absolutely can do it, and the lawyer just needs to file reaffirmation...
Zachary Kluck
Replied last October 4, 2018We are sorry about your experience at our firm. We strike to explain all matters fully so that the client understands the advice that we are giving. I believe, though, that in this case there was a miscommunication. The bankruptcy code requires that all debts be listed - we cannot pick and choose. So, if there is a debt (whether it be dischargeable, nondischargeable, secured, or to a family member), it must be listed. For unsecured debts, there are few (if any) that I would recommend being reaffirmed. Plus, the court will scrutinize the reaffirmation of unsecured debts very carefully and in some instances deny the reaffirmation. I do not recall telling the client that there is no way to keep the loan. For payment plans, again I believe there was a miscommunication. Yes, we do accept payment plans, but for Chapter 7 bankruptcies the full amount needs to be paid before filing whether that is in a lump sum or via several payments. If the full amount is not received prior to filing, the attorney (here us) are now creditors in the bankruptcy which creates a conflict of interest. Any attorney who says that they can take part of the fee before filing and the remainder afterwards is risking a conflict of interest. If the client has further questions or clarifications, I would invite them to contact me directly to discuss this.
Posted by anonymous | February 6, 2018 | Hired Attorney
This review is from a person who hired this attorney.
Top Notch Attorney
I was referred to Attorney Kluck through a service offered by my employer. He assisted me with filing a chapter 7 bankruptcy. He was always very responsive to communication and updated me throughout the case. I would definitely recommend him to other people needing to file bankruptcy.
Posted by Emily | January 25, 2018 | Hired Attorney
This review is from a person who hired this attorney.
Personable and Knowledgeable
I was referred to Zachary by a trusted customer. I couldn't be happier with the help I received. He was always straight to the point, and quick to respond to any questions I had about my bankruptcy case via email or phone. I got to keep my car and I feel as if I learned things from the interaction as...
Posted by anonymous | April 6, 2017 | Consulted Attorney
This review is from a potential client who consulted with this attorney.
So happy I called!
I was referred to Attorney Kluck through AVVO.com. He answered my questions on tenant/landlord law. Attorney Kluck was very amiable and knowledgeable. Thank you!
Zachary J. Kluck's Lawyer Endorsements
"Zach and I are members of a networking organization which has given me the opportunity to hear Zach speak about his legal practice on a weekly basis. In addition to exhibiting mastery over the areas of bankruptcy and debt, I've found that Zach also has a strong commitment to understanding the non-legal aspects of his clients' situation. If you are in need of legal counsel for a bankruptcy matter, Zach will do an excellent job explaining your options and representing your interests."
"I highly endorse Attorney Kluck. As a fellow attorney I would have no reservations about using him as a trusted advisor. He is a competent, ethical, and highly professional attorney. He is highly regarded in the area of landlord-tenant law and I recommend him without reservation."
"I endorse this lawyer."
"I endorse this lawyer. We have collaborated on many divorce/bankruptcy matters and I have been very impressed with the knowledge and talent that Zach possesses. Zach works very hard and I feel comfortable in referring any client in need of a bankruptcy attorney to Zach."
"I regularly refer my clients to Zach for assistance with bankruptcy issues."
"I endorse this lawyer. An extremely talented and well respected attorney in the legal community."
"Attorney Kluck is a very knowledgeable and reliable advocate. Zach is my resource for bankruptcy questions. I would not hesitate to refer family and friends to him for bankruptcy or litigation! He couples a thorough command of the law with creative solutions for his clients to tirelessly advocate for the best possible solution."
"Attorney Kluck is knowledgeable and dedicated. I endorse him without hesitation."
"I endorse this lawyer. Attorney Kluck is an outstanding attorney with an excpeptional reputation. He is a strong and zealous advocate for his clients and a credit to the legal profession. I highly recommend his legal services."
"Zachary is an up and coming attorney in the Madison community. I am proud to call him a colleague, and routinely consult with him on complicated issues relating to debt collection, bankruptcy, foreclosure and family law. I highly recommend him as a compassionate, dedicated and detail-oriented advocate who does an excellent job for his clients."
Nick Levine
Litigation lawyer
Jessica Zerbst
Divorce and separation lawyer
Jennifer Hanna
Unknown lawyer
Ashley Richter
Unknown lawyer
Megan Phillips
Family lawyer
Experience
Honors
2004
William J. Geisheker Award, Marquette Univeristy Band
Work Experience
2010 - 2015
Associate Attorney, DeVos & Zerbst, S.C.
2009 - 2010
Associate Attorney, Carmichael & Quartemont, S.C.
2008 - 2008
Legal Intern, Demet & Demet, S.C.
2004 - 2006
Records Manager, Warshafsky, Rotter, Tarnoff & Bloch, S.C.
Associations
2011 - Present
Madison MAGNETMember
2010 - Present
Business Networking International (BNI)Member
2010 - Present
American Bar AssociationMember
2010 - Present
Dane County Bar AssociationMember
2010 - Present
United States District Court Western District of WisconsinLicensed
2010 - Present
United States District Court Eastern District of WisconsinLicensed
2011 - 2012
Business Networking International (BNI)President
Education
2009
University of Dayton School of Law
Juris Doctorate
2004
Marquette University
BA - Bachelor of Arts
Speaking Engagements
2017
isconsin Women's Realtors Association Luncheon
Death, Divorce, Taxes and Moving!
2015
LAW Luncheon
Bankruptcy
2014
Solo and Small Firm Conference
Quality of Life
2014
Overview of Landlord/Tenant Law
Landlord/Tenant
2012
Panel Discussion
How to get a job at a small firm
Languages
English
Activity
Legal Answers
Legal Answers
Q&A
Is my landlord able to charge for cleaning even after the apartment was left in clean condition?
10 Sep 2014
Q&A
Is my lease void/null/illegal?
20 Jun 2014
Q&A
Would the debt collectors garnish wages if below the poverty income level?
17 Dec 2013