Birmingham, AL
Consumer protection Lawyer at Birmingham, AL
Practice Areas: Consumer Protection, Personal Injury, Bankruptcy & Debt
Collectors calling our cell phones often violate the law. They do this by leaving threatening messages or not leaving the "mini - miranda" or by using illegal auto dialers (computer dialers) or pre-rec...
See Full GuideDebt buyer lawsuits are exploding across the country. Here's the problem for debt buyers - they normally cannot or will not show that they own the debt. They don't show they have "title" to the debt. ...
See Full GuideWe wanted to give you an idea of what happens on a typical trial day in Jefferson County, Alabama, in one of the District Court judge's courtroom. This video does not cover the actual trial but instead...
See Full GuideSometimes it helps to have examples to understand a point. We only cover a few examples of third party contacts (the illegal kind) but we hope this gives you an idea of what to be aware of so you can p...
See Full GuideIf you are a victim of an illegal third party collection tactic, you need to document the illegal act. Ask the third party to write down what happened. Who, what, when, etc. This helps to lock down th...
See Full GuideOne of the most common type of violations of the Fair Debt Collection Practices Act (FDCPA) is contacting "third parties" which is anyone other than you or your spouse. Third parties can only be conta...
See Full GuideSmall Claims is a part of "District Court" and this is where most collection cases are filed in Alabama. In this video we talk about the time limits and what happens when you file an appeal. Best wis...
See Full GuideThis question puzzles many people and it puzzled me until I figured out the answer - the debt collectors are dealing with debt that is "out of statute" - that is beyond the statute of limitations - and...
See Full GuideThis will give you an overview of the five step process to correct errors on your credit reports. Here are the five steps: Pull your credit reports; Review your reports; Dispute any false information...
See Full GuideBefore The Foreclosure This is the time when the mortgage company - normally the servicer - notifies the consumer that the loan is being accelerated and that a forclosure sale will occur in 30 or mor...
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