Birmingham, AL
Consumer protection Lawyer at Birmingham, AL
Practice Areas: Consumer Protection, Personal Injury, Bankruptcy & Debt
After a foreclosure in Alabama, if you do not move out of your home then the mortgage company will sue you to eject (or evict) you from your home. In this video I discuss the five most common mistakes...
See Full GuideIn this video I discuss an example of a consumer who documented collection calls and was able to determine that the calls were made by an autodialer to her cell phone which raises the possibility of ...
See Full GuideLying to consumers in collecting a debt This makes sense - if a collector uses deception . . . lies . . . to collect a debt then that just strikes us as being wrong. Sometimes abusive collectors wil...
See Full GuideFirst Benefit - Actual Damages If the conduct (mis-conduct) of the furnisher (the one who gives the information) or the credit reporting agency (Equifax, Experian, Trans Union, etc) has actually harm...
See Full GuideLearn when the FDCPA applies if you are dealing with a collection agency....
See Full GuideLearn when the FDCPA applies if you are dealing with a collection agency....
See Full GuideNote - The Debt The note is simply the debt. It is the document that establishes how much you have borrowed, who you borrowed it from, how long you owe it, and what the repayment plan is - fixed or ...
See Full GuideThis is an overview of the three stages of foreclosure in Alabama: Before the foreclosure sale; The actual foreclosure sale; After the foreclosure sale including the ejectment lawsuit. In future gui...
See Full GuideThe single biggest danger facing Alabama consumers who have been sued by debt collectors or debt buyers is failing to answer the lawsuit. If you don't answer the lawsuit, the judge will normally enter...
See Full GuideIn Circuit Court - we normally have 30 days to answer. In District Court (or Small Claims) we normally have 14 days to answer. Make sure you answer - otherwise you will automatically lose! Best wish...
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