FDCPA - Why Collectors Being Forced To Pay Your Attorney Fees Helps To Settle Cases
Jun 26, 2010
When you sue an abusive debt collector under the Fair Debt Collection Practices Act (FDCPA), one of the benefits to the law is that if the collector broke the law, it may be forced to pay your attorney...
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Alabama Foreclosure - Letter Demanding That You Leave Your Home
Jun 26, 2010
After a foreclosure, you will receive a letter demanding that you leave your home within 10 days.In this video we describe what this letter demands and what your options are.Feel free to contact me if ...
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Alabama Ejectment Suit - Second Critical Mistake - Assuming Nothing Can Be Done
Jun 26, 2010
In Alabama you have a foreclosure (privately conducted) and then if you do not leave your home the mortgage company will sue you in court for "ejectment" or eviction.The first most common mistake we se...
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Alabama Injury Law - What Is The Assumption Of The Risk Defense?
Jun 26, 2010
This is a favorite defense of defendants in Alabama.There are three elements:1. See the danger;2. Appreciate the danger; and3. Approach the danger anyway....
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Alabama Car Wreck - What Is The Contributory Negligence Defense?
Jun 26, 2010
Alabama auto accident cases are unique in that Alabama is one of the only states to allow for contributory negligence. If you are even 1% at fault, you may be prevented from recovering any damages resu...
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Alabama Car Wreck - What Is Negligence?
Jun 26, 2010
This is the basis of car wreck cases - is someone guilty of "negligence"?
John Watts
Birmingham, Alabama...
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Why Mortgage Companies And Debt Collectors Break The Law
Jun 26, 2010
This explains, in part, why these companies will break the law even when it does not seem to make sense. The answer is found in the old story or fable of the scorpion and the frog.
John Watts
Birmingh...
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A Consumer's Example Of Knowing Your Rights And Taking Action
May 18, 2010
Abusive debt collectors and mortgage companies assume:
You don't know your rights
Even if you do know your rights, you won't take action
This explains why a debt collector will intentionally viola...
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Abusive Debt Collectors - Why You Should Use A Collection Log
May 18, 2010
When you are dealing with an abusive debt collector it is very important to carefully document the calls and other communications from a debt collector.
This will help you understand if your rights ha...
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Credit Report Errors - Why Do I Have To Dispute Directly To The Reporting Agencies?
May 18, 2010
Amazingly, sending a dispute letter directly to the furnisher does not generally impose any real obligation on the furnisher to correct false information it has been sending to the credit reporting age...
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