Birmingham, AL
Consumer protection Lawyer at Birmingham, AL
Practice Areas: Consumer Protection, Personal Injury, Bankruptcy & Debt
In this video we talk about a rather common situation - you settle a debt and then the collector later comes after you for the total amount minus the settlement. As if you still owed this money. How do...
See Full GuideFraud is a very powerful weapon to stop companies from continuing to cheat consumers. In this video we go over the four requirements in order to have fraud in Alabama. John Watts Birmingham, Alabama...
See Full GuideFor the Fair Debt Collection Practices Act (FDCPA) to apply, the company you are dealing with must be considered a "debt collector". In this 2.5 minute video we discuss what exactly a debt collector is...
See Full GuideThis is one of the most common types of FDCPA (Fair Debt Collection Practices Act) violations - leaving voicemail messages without leaving the mini-miranda. The mini-miranda is when the collector says ...
See Full GuideIn Alabama, almost all residential foreclosures are "non judicial" which means the court is not involved. If you would like further information or would like our free books on Wrongful Foreclosure and...
See Full GuideOftentimes collectors will call your cell phone (or home phone) looking for someone else. If they continue to call you after you tell them they have the wrong number, this can be harassment under the F...
See Full GuideThe TCPA (Telephone Consumer Protection Act) is a wonderful law that can protect you from one form of abusive debt collection - bombarding your cell phone with computer (auto) dialed calls and pre-reco...
See Full GuideAlabama consumers often ask "Should I send a cease and desist letter to an abusive debt collector?"This is a solution often mentioned on the internet and in forums discussing collectors.In this video w...
See Full GuideAfter a foreclosure, you will normally have a real estate agent (or two) show up at your door telling you that you have to leave your home.Sometimes they will offer you money. This is called "cash for ...
See Full GuideConsumer attorney John Watts explains how to use the Telephone Consumer Protection Act (TCPA) to stop car loan companies from harassing you on your cell phone.Car companies sometimes feel they can trea...
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