THE TOP 5 THINGS YOU NEED TO KNOW IF YOU HAVE BEEN NOTIFIED OF FORECLOSURE IN TAMPA BAY, FLORIDA.
1. You only have 20 calendar days to respond to a foreclosure lawsuit. If you do not respond within 20 calendar days of being served, you risk losing your case by default.
2. If you have been served with a foreclosure lawsuit, do not call the bank. Call a foreclosure defense lawyer.
3. Your written response to the lawsuit must raise legally sound defenses to the foreclosure or you can waive your defenses. Do not simply write a letter explaining your hardship.
4. There are defenses available to you besides payment. Banks are required to provide you with certain notices prior to suing you and the bank must prove it has the rights to the Note. There are also certain certifications that must be in compliance with the law. There are other defenses available as well. Just like any other lawsuit, the bank must prove its case. A good foreclosure defense lawyer will make the bank prove its case.
5. If you have been served with foreclosure papers you need to focus on the Court case. Do not call the bank and if you have already done so, do not listen to what they tell you. Remember – the bank is suing you. The bank is not your friend. Keep your focus on the litigation, which is what is taking place in Court. This is how you fight the bank and keep you and your family in your home. The folks at the bank do not understand litigation and are not lawyers.
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Call for FREE Advice. Call Torrens Law Group at (813) 260-4883. Serving all of Tampa Bay, Florida.
Our law firm is dedicated to protecting the legal rights of the consumers of the Tampa Bay area. We represent homeowners against lender foreclosure actions and represent debtors in Chapter 7 and Chapter 13 bankruptcy cases. We also zealously represent consumers against abusive debt collectors, and will initiate actions against creditors for violations of both federal and state consumer protection laws.
There are many different factors to be considered when deciding how to properly defend against a foreclosure or whether seeking bankruptcy relief is the appropriate solution, making a thorough consultation with a knowledgeable consumer attorney all the more important. Here at Torrens Law Group, P.A., you will receive a thorough consultation with a consumer attorney who will advise you of your legal options and recommend a path forward.
Going through foreclosure or filing for bankruptcy can be a very stressful experience for many consumers, but at our firm an attorney will guide you through the process and will be there to address any questions or concerns you may have. With each case comes a different set of facts and we give each case the focused attention it deserves. At our firm, you will receive quality legal representation with a personal touch.
At our firm, we are able to offer payment plans for almost all of our cases. If you are in need of strong foreclosure defense or are struggling with your debts and considering seeking bankruptcy relief, please reach out to our firm at 813-260-4883. Help is only a phone call away. Tell us about your legal issue, and a lawyer will contact you right away.
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Torrens Law Group, P.A.
4016 Henderson Blvd., Ste D
Tampa, FL, 33629
State | Status | Acquired | Updated |
---|---|---|---|
FL | Member in Good Standing | 2011 | 03/28/2022 |
Legal answers | 0 |
Legal guides | 0 |
Title | Company name | Duration |
---|---|---|
Partner | Torrens Law Group, P.A. | 2012 - Present |
Association name | Position name | Duration |
---|---|---|
Florida Bar | 2011 - Present |
School name | Degree | Graduated |
---|---|---|
George Washington University National Law Center | JD - Juris Doctor | 2010 |
University of Tampa | BA - Bachelor of Arts | 2007 |
Conference name | Title | Date |
---|---|---|
Foreclosure Wars | Foreclosure Defense | 2015 |
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Torrey Taylor, Unknown Attorney on Dec 26, 2018
Relationship: Fellow lawyer in community
Mr. Torrens is a great attorney who is willing to think outside the box to achieve the goals of his clients.
Benjamin Sorrell, Foreclosure Attorney on Apr 9, 2018
Relationship: Worked for lawyer
I endorse this lawyer. Ryan is a highly respected lawyer in the consumer protection community and is a very creative lawyer when it comes to advocating for his clients.
Torrey Taylor, Unknown Attorney on Dec 26, 2018
Relationship: Fellow lawyer in community
Mr. Torrens is a great attorney who is willing to think outside the box to achieve the goals of his clients.
Benjamin Sorrell, Foreclosure Attorney on Apr 9, 2018
Relationship: Worked for lawyer
I endorse this lawyer. Ryan is a highly respected lawyer in the consumer protection community and is a very creative lawyer when it comes to advocating for his clients.
Kathryn Lynch, Unknown Attorney on Jun 23, 2017
Relationship: Fellow lawyer in community
Ryan is an extremely hardworking and knowledgeable attorney. His professionalism and dedication to his clients is unparalleled. I highly recommend Ryan.
Michael Stanski, Foreclosure Attorney on Nov 30, 2016
Relationship: Other
I endorse this lawyer. Ryan is a knowledgable and committed attorney. He is a "go to" attorney in the community for foreclosure matters.
George Melendez, Foreclosure Attorney on Oct 25, 2016
Relationship: Worked together on matter
Ryan Torrens is a lawyer that exemplifies the highest standards of professionalism and ethics. He is a skilled litigator and possesses the court room qualities that are essential to successful advocacy. I highly recommend Mr. Torrens as I have worked directly on many matters with him and have seen first hand the success that he brings his clients.
David Hoffman, Foreclosure Attorney on Jul 3, 2014
Relationship: Fellow lawyer in community
Ryan is an excellent foreclosure defense attorney. He devotes significant time to achieving an in-depth knowledge of case law in a field where the law changes often. He is a persuasive litigator, a zealous advocate, and a warm, friendly person.
Abraham Shakfeh, Bankruptcy and debt Attorney on Nov 14, 2013
Relationship: Fellow lawyer in community
Ryan is a thorough and capable lawyer who I gladly endorse.