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Ryan Christopher Torrens

Foreclosure Attorney at Tampa, FL

4.7   25 reviews
  • Licensed for 13 years
    State FL
    Acquired 2011
    Status
    Member in Good Standing No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Ryan

Learn Ryan’s areas of practice.

THE TOP 5 THINGS YOU NEED TO KNOW IF YOU HAVE BEEN NOTIFIED OF FORECLOSURE IN TAMPA BAY, FLORIDA.

 

1. You only have 20 calendar days to respond to a foreclosure lawsuit. If you do not respond within 20 calendar days of being served, you risk losing your case by default.

 

2. If you have been served with a foreclosure lawsuit, do not call the bank. Call a foreclosure defense lawyer.

 

3. Your written response to the lawsuit must raise legally sound defenses to the foreclosure or you can waive your defenses. Do not simply write a letter explaining your hardship.

 

4. There are defenses available to you besides payment. Banks are required to provide you with certain notices prior to suing you and the bank must prove it has the rights to the Note. There are also certain certifications that must be in compliance with the law. There are other defenses available as well. Just like any other lawsuit, the bank must prove its case. A good foreclosure defense lawyer will make the bank prove its case.

 

5. If you have been served with foreclosure papers you need to focus on the Court case. Do not call the bank and if you have already done so, do not listen to what they tell you. Remember – the bank is suing you. The bank is not your friend. Keep your focus on the litigation, which is what is taking place in Court. This is how you fight the bank and keep you and your family in your home. The folks at the bank do not understand litigation and are not lawyers.

 

For more information read our FAQ by clicking here.

 

Call for FREE Advice. Call Torrens Law Group at. Serving all of Tampa Bay, Florida.

 

Our law firm is dedicated to protecting the legal rights of the consumers of the Tampa Bay area. We represent homeowners against lender foreclosure actions and represent debtors in Chapter 7 and Chapter 13 bankruptcy cases. We also zealously represent consumers against abusive debt collectors, and will initiate actions against creditors for violations of both federal and state consumer protection laws.

 

There are many different factors to be considered when deciding how to properly defend against a foreclosure or whether seeking bankruptcy relief is the appropriate solution, making a thorough consultation with a knowledgeable consumer attorney all the more important. Here at Torrens Law Group, P.A., you will receive a thorough consultation with a consumer attorney who will advise you of your legal options and recommend a path forward.

 

Going through foreclosure or filing for bankruptcy can be a very stressful experience for many consumers, but at our firm an attorney will guide you through the process and will be there to address any questions or concerns you may have. With each case comes a different set of facts and we give each case the focused attention it deserves. At our firm, you will receive quality legal representation with a personal touch.

 

At our firm, we are able to offer payment plans for almost all of our cases. If you are in need of strong foreclosure defense or are struggling with your debts and considering seeking bankruptcy relief, please reach out to our firm at. Help is only a phone call away. Tell us about your legal issue, and a lawyer will contact you right away.

 

 

Location

Torrens Law Group, P.A.
4016 Henderson Blvd., Ste D
Tampa, FL, 33629

Foreclosure lawyers nearby

Reviews

4.7 / 5.0
  25 customer reviews
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Posted by Anamary | September 26, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Mr Torrens goes above and beyond!
Mr. Torrens and his team are amazing. Explaining everything in detail to me so that I understood every step of the way. They kept me informed as needed which kept any stress off of me. I felt confident that they handled everything on my behalf and with my best interest in mind. I would recommend Mr Torrens 100%!
Posted by Michael | December 23, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Home Owner
I received a loan modification based on Ryan’s efforts! I highly recommend Ryan as a foreclosure attorney!
Posted by Robert | November 9, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Very Satisfied
I was impressed with Mr. Torrens' knowledge and confidence, but most important, he is very effective and was successful in getting me the result I wanted in a very short period of time.
Posted by Cathleen | October 1, 2019
This review is from a person who hired this attorney.
| Hired Attorney
The One Attirney You Need To Call When You Are In Foreclosure
Mr. Torrens took our case even though our home had just been sold at auction. We had complied with banks requests and paid the money needed to resistatement our mortgage. We paid at the last minute ( 15 minutes before auction ), the bank accepted our payment. Due to time constraints the house was sold anyway. Mr. Torrens reversed the entire situation through his filings of motions and speaking with the bank’s attorney. The winning bidder’s attorney, the bank’s attorney, myself and Mr. Torrens were at the hearing. Mr. Torrens was well prepared for his opening statement which the bank’s attorney totally agreed with. The judgement came back in our favor! The judge gave limited time to the. Bidder;s attorney. Mr. Torrens saved our home for us, and he would do anything is his power to save yours. He knows foreclosure law inside and out, is well prepared, is confident and personable. The one attorney you should call!
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Posted by Cheryl Schmid | August 26, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Worth a million!!
It is really difficult to find enough adjectives to describe Ryan Torrens and his assistant. I had what I would refer to as a complex foreclosure to face, being that the county was determined to get their home back. The very first time I spoke with Mr Torrens he made me feel like I had a fighting chance of saving my home, with making no promises or giving me false hope. My case presented several obstacles to say the least, but it did not deter him. Instead he fought harder! I was scared to the point that I started packing things. This is where his assistant played such a vital part by answering my questions and walking me thru all the different scenarios. She made things so simple even I understood. Without writing a book about her she truly was my saving grace throughout all of this! Ryan Torrens is brilliant. He never backs down and he never gives up. He is honest and extremely competent. I wish that his firm could handle any and all matters that one would need legal representation for. If Mr Torrens were to charge a million dollars, somehow, someway I would still want him to represent me!
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Posted by Alisa Williams | August 16, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Foreclosure
I can not recommend Ryan enough. His firm assisted us with a foreclosure. My husband lost his job a few years back and we lost our home in a HOA foreclosure. It took around 5 years for us to get back on our feet, that is when we hired Ryan. The bank had not foreclosed yet. It took around a year and a half, but with persistence and working with the bank. We are back in our home. The home we had built and that our children had grown up in. We are so elated over this, Ryan and his firm are fantastic. They are professional and honest they kept us up to date on everything . He guided us through this whole process, and words can not give enough gratitude. I wish for anyone who needs assistance to look to Ryan , for he has your best interest at heart.
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Posted by David | May 12, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Mr David
Worked with Ryan and his team for over 6 years! They were very patient, professional, and understanding. They knew what they were doing and made us feel at ease. They knew the foreclosure laws and had an answer for the banks at every turn. Felt good to have Ryan’s team on our side and in the end, we were able to keep our home through a fair modification.
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Posted by Barbara Lepore | February 23, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Mr. and Mrs. Randall F. Lepore
Ryan represented us on a home foreclosure for about five years against one the biggest bank. We always found him to be honest, well informed, aggressive and seemed to always to do the right thing and got the right results. We don’t know what is track records looks like, but he did the right thing for us, for the right price. We do recommend Ryan to people in need. Thank you Ryan, Barbara and Randall.
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Posted by Faye | January 24, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Foreclosure
Ryan Torrens is a very educated attorney, my family and I were in a foreclosure with our home for about 10 years. We found him after doing some research online, we met with him and he was hired right away. He helped us understand the laws, explained throughly every step we needed to take. After quite some time, he won the case for us. Something that we never thought was possible but he knows what he’s doing. I would recommend him to anyone and everyone.
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Posted by Ryan Kaloyandies, Brittany Sancrante | October 18, 2018
This review is from a person who hired this attorney.
| Hired Attorney
The best lawyer hands down, a true life saver
My husband and I got ourselves into a situation not knowing the law. We had work done to our home from a roofing company, they never completed the work so we didn’t pay the bill. They put a construction lien on our home. Long story short, turns out your home can go into foreclosure for this. We had hired another attorney to handle this situation, all along we had a specific date to pay by to avoid this foreclosure sale. He never specified this and lost our case. We lost our home(or so we thought) I then called Ryan Torrens and explained what had happened to us. By this time, it was a disaster. We were told by the courts and the other party we were too late and we knew this per our previous lawyer. Ryan listened to me about how bad this case was, and apparently how bad we had messed up. He didn’t hesitate to say he would do all he could to help and he meant it. Within days he filed all necessary paperwork, and got us a court hearing(when the courts said before we weren’t entitled to another) he made it happen and instructed us thoroughly on what to do. Not even in 2 weeks time when we have battled this for 3 years, showed up to our court hearing with us and got us our home back that was already sold in foreclosure! He’s an absolute miracle worker! He makes you feel so comfortable in the fact that he’s doing anything humanly possible to win your case. He cares and isn’t out to charge you a fortune. He listens, stays on top, and in touch with you every step of the way. Several people told us it was done and we lost our home. He found a way and saved our house. Ryan Basically saved our lives. Our home is all we have. I would never trust anyone but him with legal matters. I wish he handled cases in every aspect of the law. We could never repay him for what he’s done for us! I would recommend anyone needed any legal advice to only go with Ryan. If you want to win your case. He’s truly a life saver.
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Posted by anonymous | February 7, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Foreclosure
Mr Torrens was retained for a foreclosure case. We were informed initially by another firm that we had limited options. Mr Torrens law firm was able to help with our situation. He was competent and courteous throughout. Communication with his firm was very good.
Posted by anonymous | October 28, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Best foreclosure attorney in Tampa
I spent two days phone-interviewing attorneys for a foreclosure case, and chose Ryan because he sounded the most intelligent, legally-knowledgeable, and creative in problem solving. It was a great choice! The outcome of my difficult case was better than I could have hope for thanks to Ryan's hard work and serious legal brains. Ryan cares about his clients and has a passion for his work. Best foreclosure attorney in Tampa!
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Posted by Justin | July 29, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Tampa Florida Foreclosure Case Against Bank Of America
I hired Mr. Ryan Torrens to represent me against Bank of America in a foreclosure case for a property I own in Tampa Florida. After speaking with Ryan and explaining my case, I retained his services to help me save my home. Ryan took the time to listen to every detail that was extremely important in my specific case. Ryan was not afraid or intimidated by the opposing council representing a billion dollar bank. He is well versed in his area of expertise and is not afraid to litigate. Ryan was always available via phone or e-mail. Ryan always maintained an open line of communication and would respond to my requests within a twenty-four hour time frame. Ryan continues to work hard and provide amazing results against impossible odds. I will continue to retain Ryan's services for all of my Florida real estate needs. If anyone needs representation in the state of Florida, please consult Mr. Ryan Torrens for his expertise.
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Posted by Kristin | July 23, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Great lawyer- would use again
Ryan Torrens is a top notch attorney. Contacted him on a Monday, and by Friday our case was settled in our favor. He was extremely professional, and he obtained an abundance of case law to support our claims. I highly recommend him!
Posted by Susan | July 19, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Highly Recommend!
Mr. Torrens and his staff were very professional and responsive to all my needs. I highly recommend Mr. Torrens to individuals facing legal issues with their mortgagor.
Posted by anonymous | May 26, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Five Star Wonderful
I cannot say enough good things about Ryan Torrens, and I can honestly say I don't have one complaint about him. I don't say this just because he won our case. I say this because Ryan is truly that good. The way he conducts himself in and out of court, with the judges and apposing attorneys, coupled with the knowledge he has of the law and his profession, along with the passion for what he does and the compassion he has for his clients, is outstanding. Through the entire process, both Ryan and his staff were always very nice and always responded in a timely manner if I had a question or needed to speak with them. I never felt put off or like there wasn't enough time for me. To try to make a long story short, I came to Ryan with my house at the point of literally being lost within a day or two. For anyone in the position of possibly losing their home, I don't have to tell you how nerve wracking and heart wrenching that is. He took the time out to meet me at the last minute to talk to me and review my case, and to my relief and surprise, he said he could help me. Under serious pressure and time restraints, he immediately started working on my case. Thanks to Ryan, as we went through the process, we came out on top time and time again, until we finally won the big one. We won the case and the house was ours. Then the banks decided to fight the ruling in appeals court. This is a long process of each party being allowed to speak their side, but through it all Ryan continued to fight for us until the day came when we won in the appeals court as well. We have our home and the worrying was finally over. The feelings we felt were overwhelming. When Ryan called me to tell me we had won, you could hear the excitement in his voice. He had a way of being completely professional as an excellent attorney, but with a personal side about him that was warm and made us feel comfortable, and that he honesty cared what happened to us and our home. It's not just about money with Ryan. He cares about how he does his job and the results he gets for his clients. That shows in his work. Ryan is an excellent attorney that gets results. He truly knows his stuff, and he's not afraid to fight for his clients. I would, without any hesitation recommend Ryan to anyone that needed his services.
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Posted by Janessa | May 9, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Best lawyer everrr!!
Ryan has been the absolute best lawyer in every way. I met him for the first time explained my case to him and he knew he could take care of it which he did!! Never had me worrying if he was doing anything, kept me updated the wholeeee way! Send me all my papers I needed every time, explain himself and what was going to happen before he even made any moves. I would recommend Ryan 100000000% he is absolutely amazing as a person and lawyer!!
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Posted by anonymous | May 6, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Best Consumer Lawyer in the Tampa Bay Area
The debt collector made a claim that I owed them money, when actually they owed me money. I got a negative review on my credit report because of these false claims. I was having difficulty resolving it myself, so I hired Ryan Torrens and it was the best decision I ever made! He was incredible and settled my case fast! Not only did he collect the money that they owed me, but a little more for damaging my credit report and he also got the negative entry removed from my credit report as if it was never there. If you need a consumer lawyer hire Ryan Torrens. He will go above and beyond.
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Posted by Chris | May 3, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Attorney Ryan Torrens
Mr. Torrens, provided an exceptional level of professional and legal expertise that we were in great need of ! The attention to detail and amazingly time intensive client one on one time was incredible ! We owe Mr. Torrens a great deal of thanks for his outstanding efforts he placed on our behalf ! It was a situation that every attorney we contacted wanted no part of.... "a losing effort" Mr. Torrens saw a possible and hopeful chance. We were victorious ! My wife and I are forever grateful for his help !
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Posted by Lloyd Sealey | May 2, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Great lawyer
When I needed a lawyer and didn't know where to look, the bar association referred Ryan to me. Boy, am I glad they did. From the very first day when he told me I had a case, it was non stop to the end. He always notified me of any changes or pursuits. I would refer him to anyone and not feel misleading. Kudos to my lawyer, Ryan Torrens.
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Contact for Details

Resume

AVVO RATING 8.0 (Excellent)

Work Experience

  • Partner
  • Torrens Law Group, P.A.
  • 2012 - Present

Education

  • George Washington University National Law Center
  • JD - Juris Doctor
  • 2010
  • University of Tampa
  • BA - Bachelor of Arts
  • 2007

Associations

  • Florida Bar
  • 2011 - Present

Languages Spoken

  • English

Speaking Engagements

Attorney endorsements

Received (7)
Given (3)
Endorse Ryan
Unknown Attorney | Dec 26
Relationship: Fellow lawyer in community
"Mr. Torrens is a great attorney who is willing to think outside the box to achieve the goals of his clients."
Foreclosure Attorney | Apr 09
Relationship: Worked for lawyer
"I endorse this lawyer. Ryan is a highly respected lawyer in the consumer protection community and is a very creative lawyer when it comes to advocating for his clients."
Unknown Attorney | Jun 23
Relationship: Fellow lawyer in community
"Ryan is an extremely hardworking and knowledgeable attorney. His professionalism and dedication to his clients is unparalleled. I highly recommend Ryan."
Foreclosure Attorney | Nov 30
Relationship: Other
"I endorse this lawyer. Ryan is a knowledgable and committed attorney. He is a "go to" attorney in the community for foreclosure matters."
Foreclosure Attorney | Oct 25
Relationship: Worked together on matter
"Ryan Torrens is a lawyer that exemplifies the highest standards of professionalism and ethics. He is a skilled litigator and possesses the court room qualities that are essential to successful advocacy. I highly recommend Mr. Torrens as I have worked directly on many matters with him and have seen first hand the success that he brings his clients."
Foreclosure Attorney | Jul 03
Relationship: Fellow lawyer in community
"Ryan is an excellent foreclosure defense attorney. He devotes significant time to achieving an in-depth knowledge of case law in a field where the law changes often. He is a persuasive litigator, a zealous advocate, and a warm, friendly person."
Bankruptcy and debt Attorney | Nov 14
Relationship: Fellow lawyer in community
"Ryan is a thorough and capable lawyer who I gladly endorse."
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Tampa Foreclosure Lawyer Ryan Christopher Torrens
Ryan Christopher Torrens
Foreclosure Attorney
Tampa, FL
Licensed for 13 years