Christie Dee Arkovich

My wife and I appreciate and value everything Christie has done in order for us to keep our home. Without her expertise and assistance, we would have gone through foreclosure, lost our home and still been liable for a second mortgage. Prior to engaging Christie, we enlisted the services of three ...other attorneys for bankruptcy, mortgage and/or foreclosure defense. We found one that helped us through the bankruptcy, but only really provided “logistic” support. It was difficult to get straight forward answers and they were not nearly as knowledgeable as Christie. The other two were arrogant and seemed to only be in it for the money with extensive “fine print” that would have made it unfeasible to settle any negotiated amount. Bankruptcy: Our original bankruptcy attorney only helped us with our “secured” debt obligations. We tried to get them to include our second mortgage but said there was no way to include that in our Chapter 7 filing, although I had found some cases in which it had been done based on the fact that our home was upside down and there was no value for the second to secure. The court approved our bankruptcy and discharged our obligations, except for the second mortgage since we didn’t include that in the filing. When we met with Christie, she informed us that we in fact could have the second mortgage stripped off and helped us reopen the original bankruptcy. It was approved! This cleared the way for us to now work with the mortgage servicer and keep our home. Mortgage and Foreclosure Defense: We had a situation where we originally had a first and second mortgage. The bank, WAMU, sold its holdings to Chase. Chase had two separate divisions, one that handled the first and another that handled the second. Neither communicated with each other. Although we tried to accept Chase’s first mortgage offer, they could not confirm that this would satisfy the second (note above situation). As time went on, when we did try to accept the offer, it was too late and they made the determination that we had declined, although they wouldn’t accept our counter offer of our acceptance it they included the second as part of the satisfaction. Also, we had paid a few months while going this process (another mistake). At that point, Chase sold our loan to BSI, a mortgage servicer (no matter how they spin it, they are an unscrupulous debt collector!). They made numerous offers that we tried to accept and then they would say that their management would not approve! As well, they got nasty. My wife checked them out online only to find that their reputation was horrible. My wife then went looking for another attorney and found Christie. What a blessing! She helped us get our second mortgage obligation discharged (as mentioned above) and helped us understand our options in order to keep our home. She provided us with a clear understanding of how the process works, with examples, and helped us map out a plan. In addition, Christie helped us as we worked through the short payoff. She negotiated with BSI when things got sticky and was available to speak on the phone or in person when we needed to resolve issues or review status. Oh, and she NEVER brought up money after our initial agreement! And, she didn’t gouge us or have additional “hidden” fees. Christie has a great deal of integrity, is very compassionate, intelligent and takes a personal interest. Without Christie’s professionalism and understanding of how the “system” works, we probably would have lost our home or been in huge debt with the mortgage servicer. We cannot express our appreciation enough. We highly recommend Christie and her firm if you need bankruptcy, mortgage or foreclosure defense. Thanks Christie!

I would highly recommend Christie Arkovich for anyone needing a re-finance or is in a home foreclosure. My results were outstanding with a mod of 2% interest rate and also a large amount of arrearages forgiven by the lender. She has a team behind her that keeps in contact throughout the process, but... if you need to communicate with her directly, she will follow up via e mail or phone call.

I very much appreciate the knowledge, caring professionalism, and the work done for me by the Arkovich Law firm; they saved me A LOT of money, even if we had gone to trial and "won". Ms. Arkovich has not only a thorough understanding of law and procedure in her practice areas, but an ability to g...rasp a great amount of complex, nuanced detail and then lucidly convey it in simple, direct language when composing motions, counter-claims, etc. Most important: Arkovich Law listens and takes a sincere interest in their client's best interests. I would NOT hesitate to recommend Arkovich Law for any/all legal matters and representation pertinent to their practice areas.

I highly recommend Christie Ackovich. Christie has represented me two times on personal bankruptcy matters, and I am very satisfied. My experience with Christie and her staff has been incredibly positive. She has taken a very difficult and challenging situation and made it understandable almost routi...ne. Honestly I could not have been more pleased.

I highly, highly, highly recommend hiring Christie Arkovich! From my very first phone call to her firm it was her, the actual attorney, who was answering my questions and taking my call. Everytime I placed a call or sent an email, Christie contacted me back immediately and always thoroughly made sure... my questions or concerns were resolved. I haven't experienced many industries that have made me feel so valued as a client. I was pleasantly surprised to find a busy attorney who made me feel so important! I was in need of an attorney to help me with a short sale. This was something I hated doing, but was necessary, and I found that Christie is extremely knowledgable on the process and she took the time to explain all aspects to me. The title company that she works with is also wonderful, and they repeatedly went out of their way to make the process simple. Most importantly, my short sale was approved very quickly. I know many people who's short sales took between 6 to 12 months to get approved. Once an offer for my property was received, my short sale was approved in just over one month!!! It might be the fastest approval of all time! I am very thankful for the services Christie and her firm provided!