Christian Robert Panagakos

I am a single parent, mother of two children, who lost my financial investments due to the market crash back in 2008. It took a few years to finally determine that Chapter 7 would be the best solution under my circumstances. I spent many months researching the pros and cons of filing for bankruptcy. ...I also met with multiple lawyers who each left me feeling fearful and without a clear understanding of consequences. I lost many nights of sleep as a result. I cannot express enough how grateful and relieved I was when I met Christian of Florida Bankruptcy Advisors. Christian did not try to scare me into taking immediate action. Instead, he revealed the rights I have as the Head of Household along with the various exemptions, clarified specific consequences, and provided me with the much needed peace of mind – all at an affordable price. I highly recommend Christian Panagakos of Bankruptcy Advisors.

Like many South Florida homeowners, I purchased a property in Fort Lauderdale during the height of the market. After putting down 20% on the property at closing, I was still underwater by over $120K, resulting from a decrease in value of 67%. Prior to engaging Christian, we utilized a realtor and l...awyer team to try and negotiate a settlement, which they failed to accomplish. After four months of failed negotiations with the prior attorney, we engaged Christian as our legal representation. Our initial meeting helped place my wife and I at ease, promising us aggressive negotiations with the bank, timely responsiveness and a vow to keep us informed every step of the way. Not only did he live up to these promises, but he exceeded them. During our time working together, he provided me with weekly updates or more frequently as necessary. In addition, he advised us in strategies to protect our assets from further damage and discussed the possibility of bankruptcy. All communications were returned on the same day. The outcome of the case could not have been better. Our bank proved to be very difficult to work with, often causing delays and fighting the process every step of the way. We were not only successful in obtaining a deed in lieu settlement, but also receive a relocation incentive. Christian has helped us close a very difficult chapter in our lives. Without his diligent efforts, I believe that we would still have this issue hanging over us. I have recommended Christian to several friends going through a similar issue and would not hesitate to recommend him to anyone facing foreclosure or bankruptcy.

DUE TO LOSSES IN OUR HOME FROM HURRICANE WILMA AND LOSS OF INCOME DUE TO THE CRASH IN THE REAL ESTATE MARKET RESULTING IN A DRASTIC DROP IN INCOME WE WERE UNABLE TO PAY OUR DEBTS AND AS A LAST RESORT HAD TO FILE BANKRUPTCY. ATTORNEY CHRISTIAN. TOOK THE TIME TO UNDERSTAND OUR PREDICAMENT AND ASSISTED ...US IN OUR TIME OF DESPERATION AND ANXIETY. WE WILL STRONGLY RECOMMEND HIM TO ANYONE IN NEED OF AN ATTORNEY.

Christian Panagakos is an excellent lawyer and helped me with my credit card debt. He negotiated with the banks and did an excellent job in getting them to reduce what I owed them. I was able to pay the credit cards without having to file bankrupsy. I would recommend him to anyone who is in troub...le and needs help.

Among a sea of Bankruptcy lawyers available in the South Florida area, That same day I left message with close to a dozen lawyers and Christian was the first to return my call, minutes after calling. He diligently helped me through all the Bankruptcy procedures, gathering of data, filling out form...s, preparing for Trustees meeting, etc....The process went as smooth as could possibly be expected. I especially liked that my emails and phone calls were answered promptly with little or no waiting. I would highly recommend Christian an will definitely use him again should I ever be in a need of a lawyer.