Should my lawyer represent me during my appraisal process?
Oct 30, 2018
Absolutely. You want to make sure that you have a qualified attorney that represents you during this process. Because similar to an arbitration or even trial, an appraisal is an adversarial process, a...
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What can I do if my insurance company offers an amount below the value of the damage?
Oct 30, 2018
Get a second opinion and hire an attorney. It's important to understand that the law does not require you to negotiate with your insurance company. The law requires them to pay you the fair market val...
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The insurance company says my sinkhole damage was caused by something else. What can I do?
Oct 30, 2018
Immediately call an attorney. Unfortunately, sometimes the more expensive a claim can be, the more an insurance company may not want to pay your claim, so insurers often find themselves in a situation...
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What are some common causes of property damage?
Oct 30, 2018
In Florida, it's not always the huge hurricane that is covered under your policy. There's often weather damage, there are pipe leaks, there are cast iron pipes, or even vandalism. A policy is very tho...
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What can I do to prepare for the insurance adjuster?
Oct 30, 2018
It's important to understand that the insurance company's adjuster's job is to value your claim and sometimes pay you as little money as possible. The best preparation you can do for a visit from the ...
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What do I do when there is a coverage dispute?
Oct 30, 2018
Notify your attorney. The insurance company has their experts. They have their engineers, their contractors, and their adjusters. You do not want to be in a situation where they have more expertise th...
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What happens if I think the insurance company is not fulfilling its responsibilities?
Oct 30, 2018
You want to contact an attorney immediately because your rights may be affected, and the timeliness in which you assert those rights can have consequences as well....
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What if I am not current on my mortgage?
Oct 30, 2018
While not being current on your mortgage, may or may not have an effect on your insurance claim, it is likely to have an effect on the endorsement procedures if your mortgage company is a party to you...
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What if liability is not clear?
Aug 27, 2018
Sometimes we find there's a difference between liability not being clear and the insurance company actually wanting to pay the loss. Those are not often mutually exclusive, so if liability is not clea...
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What if my insurance company offers to settle immediately?
Aug 27, 2018
Be very careful. And be more careful if they ask you to sign a release. Often times the insurance company might try to have you waive or release your rights. So if something further comes, you won't h...
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