How long the process? Fees??(ballpark)

The filing fee for a Ch7 is $335, for a Ch13 it is $310. You are also required to get a credit counseling certificate and financial management...

Collateral in ch 7

You should contact a local bankruptcy attorney who you can talk to about filing an objection to the debtor being able to discharge the debt owed to...

Can this over payment be discharged

Maybe. If the debt is owed to a governmental unit and they allege that the overpayment resulted from fraud then the debt probably cannot be...

Is it possible to finance a car during chapter 13 bankruptcy

Procedures vary somewhat by district do you should speak with your attorney about how to do this but I suspect up filed without one so you're...

What are the guidelines for filing bankruptcy

This is a Berri big questing that requires an amnesty car more extensive than can be given here. Fortunately most bankruptcy attorneys offer free...

Will this work, and since we are supporting two households, can we petition to have our monthly payment lowered?

Theoretically, yes, it could work. Practically, it is unlikely to work. It is hard enough to make a Ch13 work when the married couple is together....

Are there any recent accounts of trustees attacking iras using this tactic? are my iras really safe?

Qualified retirement accounts are safe from the trustee under federal law. Whether the retirement accounts you have questions about are qualified...

Generally no, but trustee dies not monitor your bank accounts during your Ch13. I think the reason you can't take a rapid refund is because a rapid...

How can I save my home? Can I convert from chapter 7 to 13?

You should speak to your current attorney about your concerns and what you want to accomplish through filing bankruptcy. You may be able to refile...

Am I liable to pay my attorney his entire fee in Chap 13 if it is dismissed early?

It depends on the contract you signed with him. Realistically no one will have been paid from your plan payments unless you district makes payments...