Can I purchase a vehicle after my closing date of a Chapter 13? This is before receiving any discharge or dismissal.

Yes but if you need to finance the vehicle you probably will still need court or trustee permission. Most creditors will not extend credit to...

Want to know if I need to disclose a house I sold four years ago in my bankruptcy.

The statement of financial affairs asks about transfers within 2 years of filing but sometimes state law increases the look back period to 4 years....

I need to file bankruptcy and am not sure how to even begin the process.

I am sorry to hear of your plight. I agree that it is worthwhile to visit with some local bankruptcy attorneys to discuss your situation. ...

Chapter 7 or 13 with an asset

The attorneys in your area are much more likely to give you an accurate reading of what the trustees in your area are likely to do than are we....

How long after last pmt is made on chpt 13 will the court date be to discharge?

Procedures and timelines vary someday by district but somewhere between 60 to120 days is common. You have an attorney, he or she should be able to...

What all can be included in bankruptcy also...

There are a number of very good bankruptcy attorneys in Charlotte. Susanne Robiscek is very good.

How can an auto finance company make me wait for full payoff of loan before financing again?

Yes they can condition granting of credit on any criteria they want except they cannot illegally discriminate. You could always seek to get credit...

For Ch. 13 bankruptcy, about how much above our mortgage pymt will we have to pay each month?

It depends on how long your plan will be. To pay $8k plus trustees commission at 10% with no attorneys fees for your attorney Your plan payment...

Selected as the best answer

Can I convert a case back to a 13 after converting it to a 7 because we cannot get a discharge for another year?

You will never be able to get a Ch7 discharge with this current case because the filling date of this case was to soon and it is the filling date...

What are the repercussions that a business will face if they keep contacting you after you told them that you filed bankruptcy?

They can be sanctioned for violating the stay ( if prior to discharge) or for a discharge injection violation ( if after). Most attorneys will...