The bankruptcy laws say that total household income is considered, so your wife's income will be considered. Georgia bankruptcy courts and...

This situation is important enough that you should not rely on volunteer attorneys who do not have the ability to flesh out the situation enough to...

You really need to speak with an experienced Kansas attorney who is familiar with how bankruptcy and domestic law work in your state.

Assuming you otherwise qualify to file ch7, yes, you can file a 7. Many of my clients had previously attempted debt consolidation prior to filing...

You and your husband should consult with an experienced local bankruptcy attorney. While you may be past the bankruptcy code lookback period, some...

At least in my state (NC), the foreclosure would not "disappear" or be dismissed, it would just be put on hold, so that in the event your Ch13 is...

You can definitely cancel the contract, but I would be surprised if the check has not been deposited. You should review the contract and also...

There are lots of moving parts to your question making it far too complex to give you a short answer about what you can/should do. The best answer...

Mr. Kaufman is correct. Nothing in NC law nor the contract requires the lienholder to accept the voluntary repo. Even if they did, they would...

Sure, but be aware that an increase in your income could result in a modification of your plan to increase the payout to your unsecured creditors....