Archived
In a Chapter 13 Bankruptcy, can a primary residence be considered an investment property under certain circumstances?
Derek's answer
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Answered on January 14, 2016
I think that you would not be able to cram it down due to the fact that you live in the residence and are likely to claim your homestead exemption...
Archived
Can I still give my car back without penalty if so is the a time limit on it
Derek's answer
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Answered on January 13, 2016
Did you reaffirm the debt for the car? If not, you can give the car back. If so, you can give the car back but the creditor will sure you for any...
Archived
I know that would be considered fraud, is it highly unusual for a person to get financing for a vehicle before a ch 7 discharge?
Derek's answer
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Answered on January 13, 2016
It would not be fraud for you to obtain financing for a new to you vehicle just because you filed a Ch7. Happens all the time. Not required to...
Archived
What should I do?
Derek's answer
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Answered on January 12, 2016
Why do you think they are required to reform the garnished funds? They don't have to reform the funds unless they garnished more than $600 in the...
Archived
What actions can be taken?
Derek's answer
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Answered on January 11, 2016
Your attorney should know how to file a motion for turnover and a motion for sanctions for violating the automatic stay.
Archived
How do you include non-cash governmental assistance in the income documents? Specifically Medicaid (state health coverage)?
Derek's answer
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Answered on January 10, 2016
I would not list non cash government assistance as income nor would I include the value thereof on the means test.
Archived
Rent A Center and Chapter 13
Derek's answer
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Answered on January 08, 2016
You can do either, as Mr. Brewer indicated. Make sure you discuss this with your attorney and tell him or her what you want to do with the washer...
Do I need to dress up (suit and tie) to file my paperwork? or will casual clothes do? I can't afford business attire...
Derek's answer
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Answered on January 07, 2016
Business casual is fine, except for attorneys who should appear in their usual going to court attire.
Archived
Do I file anything else with the clerk besides the bankruptcy forms. Should I include my bank, credit, and tax statements?
Derek's answer
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Answered on January 06, 2016
You only filed your bankruptcy petition and schedules with the clerk. Depending on local rules and practice you may need to provide your bank...
Selected as the best answer
Can I list multiple mailing addresses for the same creditor/collector on my creditor matrix? Can this be amended if I miss one?
Derek's answer
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Answered on January 05, 2016
You can list multiple addresses for the same creditor and you can amend the schedules to correct an address for the creditor later on. You should...
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