Maria Rebecca Flynn

Ms. Flynn totally abandon my family by not returning calls and never being available to meet. We lost our home while we thought we were still in the process. If we didn't have friends in the industry, we would have never knew our home was officially foreclosed on - we had 11 days to move a family o...f 4 (2 adults and 2 kids under the age of 10). Ms. Flynn was 100% compensated - so there was no reason not to assist us or at a inform us. After doing some research, we found out the advise we recommended was totally false and was just a selling point!

I WOULD HAVE LOST MY HOME…… When I first met Maria, her closing line was so focused on payment, I continued to move forward with her service because she was recommended. The total amount of the service was $3,000, flat rate, which $100 the payment for the initial consultation went towards, leavin...g the balance at $2,900. The day I met with her office I gave her my documents to file for a mortgage modification. She told me that she knew where my numbers had to be and would make sure that the formulas worked etc before sending my modification off. My main concern were my numbers being within the guidelines to be approved. She kept reassuring me that she would do this. I even asked ____, the first assistant that worked there about her success rate, which she said was “99%.” After not having the balance of $3,000 paid in full within 30/45 days Maria said no worries, according to the paper you signed your services I can terminate, but we will continue to move forward. I kept checking with Chase my mortgage company at the time to see if she sent in my package and she had not. My loan was transferred to SPS on March 24, 2014, however was not known until August 18, 2014. In between this time when getting in touch with Maria, payment and how she could have a sure fire way of getting me approved with some formula program (that she found online) that allows you to plug in numbers and it will tell you which program out of the many the government has available I would qualify for. When she should already knows-or this and assured me in our first meeting. I asked her why didn’t she tell me of this in our first meeting and she mentioned because she just learned of it and the cost was $795- she kept focusing on her not making a profit on this and the payment went fully to the 3rd party company. My husband paid this $795 second week in September, then her offices contacted SPS and SPS told them I had a sell date- WHICH SHE NEVER TOLD ME. Upon bringing this to their attention they denied knowing. When I spoke with ------, the fourth assistant employed since my hiring of the firm—she said they had submitted my package within the last 30 days and a bunch of lies. Upon getting a door knocker notification, I called SPS and they had no communication with Maria’s office on file- once ONLY, by ------(3on May 25, 2014- which they would not release any information because they did not provide them with the third party authorization form- standard in this line of work. Then September 11th was the next time they communicated with SPS. This was after a payment for the $795 was made. When that payment was made by my husband she said that Monday we would have a conference call with the company and her on the line and a couple other steps necessary with this payment of $795. That call NEVER took place. She never scheduled it, called to say it wouldn’t happen-NOTHING-NO COMMUNICATION AS USUAL. Frustrated to no end- I called left a message with ----.When Maria called me back I asked about where the money $795 was, if she told my husband that was going directly to that 3rd party company and we would have a conference call etc. She said it was in escrow and she was waiting to get her balance paid until she moved forward with the “$795 program”!! This IS NOT WHAT SHE EXPLAINED INITIALLY, NOR TO MY HUSBAND, NOR RECENTLY. I told her I wanted a refund of the $795 and I no longer wanted to work with her and would be hiring another attorney- she said, “You will have to pay the other attorney (which of course is none of her business).—she then said the money went to my balance that I owed her firm!

She was hired by me for a Loan Mod in April 2013. I gave her all information requested within a 24 hour period as stated in our contract I was to do. We called and emailed several times for some advice prior to submission to no avail. I received email after email from her secretary that she was ou...t of the office or busy doing other work however would call. She never responded. I followed up with Bank of America to find out that she didn't respond to them in a timely manner and my application was denied and closed - SHE HAD SUBMITTED WITHOUT MY APPROVAL as I wanted to go over the application first. I requested a full refund of the upfront money paid since she didn't hold up her end of the contract to be told no and that she would attach a lien on my property if I didn't pay her the balance. I would recommend anyone else that has had this experience to let the Governing Bodies of Law help you. BEWARE please.

Being a homeowner under water and in foreclosure, I received a post card from Maria Flynn and scheduled an appointment for loan modification assistance I thought. At the time I signed a contract with Maria Flynn, unbeknownst to me that "Upfront Fee's" was illegal to perform loan modification servic...es in Maryland. Additionally, an attorney can't operate their law firm exclusively for loan modifications 100% of the time, according to the Office of The Commissioner of Financial Regulation enforcement unit. Also the requirement of anyone providing loan modification services are required to have a Business Credit Services license issued by the state of Maryland, including attorneys and Maria Flynn did not have this license. At the time of me paying my retainer fee, Ms. Flynn was acting inappropriately and unethical by accepting my monies without being licensed by the State of MD. Its hard to believe that Maria Flynn was unknowledgeable to the fact that loan modification services is FREE TO ALL MARYLAND HOMEOWNERS and that she was acting improperly. Maria Flynn business practices are questionable. I requested from Maria Flynn a full refund of $3,200.00 in writing . I sent a certified letter back in August 2013 to Maria Flynn office requesting a full refund within 30 days of receipt of my letter and she ignored it.

I saw this on her website, “Are you in trouble with your mortgage?" I had a problem with my mortgage and thought she can help me. I call her office right after Christmas 2012. Her secretary gave me an appointment on the first week of January to talk to her on the phone before I visit her office. She... did not respect the appointment. Then I got an appointment the week after the same thing she was not available. On third week I could talk to her and gave me an appointment to see her on January 22, 2013. On this day I met her we discussed my situation and told me to sale my house( short sale). I completed the paper work and signed. She told me she will come and see the house to take photos. She told me more than three times that she will come and she did not come. Finally she told me to email her photos external and internal of the house and I did. The clock was ticking that the bank to file to foreclose at the fourth week of March 2013. She never contacted the bank for the intention for short sale and also she did not post it for sale. I contacted my mortgage bank and they told me that I have short time to make a short sale. We agreed on did in lieu and I hired a lawyer to help me on this process. Even before I hire a lawyer I asked her to help on the deed in lieu she said OK but never called the bank and me. With the new lawyer the deed in lieu was completed and we agreed with bank to rent me the house for a year. I am living in the house paying my rent until I find a place to live.