Maria Rebecca Flynn

Ms. Flynn totally abandon my family by not returning calls and never being available to meet. We lost our home while we thought we were still in the process. If we didn't have friends in the industry, we would have never knew our home was officially foreclosed on - we had 11 days to move a family o...f 4 (2 adults and 2 kids under the age of 10). Ms. Flynn was 100% compensated - so there was no reason not to assist us or at a inform us. After doing some research, we found out the advise we recommended was totally false and was just a selling point!

We were referred by a friend, in our similar situation, to the Law Offices of Maria Flynn. Ms. Flynn was able to help this person modify her loan on her home so that she was not forced to wal1‹ away after a nasty divorce. Our situation got bad when my husband lost his job and because of the economy ...he had to ta1‹e a job offering a lot less money. We were forced to rely on my non-profit salary and a huge pay cut for him to pay our bills and we quickly realized that wasn’t enough which lead to a default on our load. This continues to be one of the most Stressful times in our lives, and while we are reasonable people and think highly of Maria, we can see now some people that may be desperate and don't understand the process may be quick to complain - but through our experience with Maria it is clearly not her efforts that are lacking, she is fighting a hard and admirable fight everyday for homeowners, however it is the banks that are constantly failing to do what they have promised to do with our taxpayer money that funds the programs she fights to get people into. We came to her after trying on our own for many years and specifically sought out an attorney to do this for her training in Chief Judge Bell's foreclosure initiative so that she could use her advanced expertise and to help us stand up for our rights which were clearly violated by our bank. She took time to explain the law in the initial consultation and because this is a potential foreclosure this is a legal matter. Maria continues to stand in our corner and we have complete confidence in her abilities. If she were ordered to stop helping homeowners there would be an incredible void that would be unfulfilled and MD and homeowners would be at a great loss. There is no question that she is providing legal services and we are benefiting from those services and her hard work. E.J., Annapolis, MD

I WOULD HAVE LOST MY HOME…… When I first met Maria, her closing line was so focused on payment, I continued to move forward with her service because she was recommended. The total amount of the service was $3,000, flat rate, which $100 the payment for the initial consultation went towards, leavin...g the balance at $2,900. The day I met with her office I gave her my documents to file for a mortgage modification. She told me that she knew where my numbers had to be and would make sure that the formulas worked etc before sending my modification off. My main concern were my numbers being within the guidelines to be approved. She kept reassuring me that she would do this. I even asked ____, the first assistant that worked there about her success rate, which she said was “99%.” After not having the balance of $3,000 paid in full within 30/45 days Maria said no worries, according to the paper you signed your services I can terminate, but we will continue to move forward. I kept checking with Chase my mortgage company at the time to see if she sent in my package and she had not. My loan was transferred to SPS on March 24, 2014, however was not known until August 18, 2014. In between this time when getting in touch with Maria, payment and how she could have a sure fire way of getting me approved with some formula program (that she found online) that allows you to plug in numbers and it will tell you which program out of the many the government has available I would qualify for. When she should already knows-or this and assured me in our first meeting. I asked her why didn’t she tell me of this in our first meeting and she mentioned because she just learned of it and the cost was $795- she kept focusing on her not making a profit on this and the payment went fully to the 3rd party company. My husband paid this $795 second week in September, then her offices contacted SPS and SPS told them I had a sell date- WHICH SHE NEVER TOLD ME. Upon bringing this to their attention they denied knowing. When I spoke with ------, the fourth assistant employed since my hiring of the firm—she said they had submitted my package within the last 30 days and a bunch of lies. Upon getting a door knocker notification, I called SPS and they had no communication with Maria’s office on file- once ONLY, by ------(3on May 25, 2014- which they would not release any information because they did not provide them with the third party authorization form- standard in this line of work. Then September 11th was the next time they communicated with SPS. This was after a payment for the $795 was made. When that payment was made by my husband she said that Monday we would have a conference call with the company and her on the line and a couple other steps necessary with this payment of $795. That call NEVER took place. She never scheduled it, called to say it wouldn’t happen-NOTHING-NO COMMUNICATION AS USUAL. Frustrated to no end- I called left a message with ----.When Maria called me back I asked about where the money $795 was, if she told my husband that was going directly to that 3rd party company and we would have a conference call etc. She said it was in escrow and she was waiting to get her balance paid until she moved forward with the “$795 program”!! This IS NOT WHAT SHE EXPLAINED INITIALLY, NOR TO MY HUSBAND, NOR RECENTLY. I told her I wanted a refund of the $795 and I no longer wanted to work with her and would be hiring another attorney- she said, “You will have to pay the other attorney (which of course is none of her business).—she then said the money went to my balance that I owed her firm!

Being a homeowner under water and in foreclosure, I received a post card from Maria Flynn and scheduled an appointment for loan modification assistance I thought. At the time I signed a contract with Maria Flynn, unbeknownst to me that "Upfront Fee's" was illegal to perform loan modification servic...es in Maryland. Additionally, an attorney can't operate their law firm exclusively for loan modifications 100% of the time, according to the Office of The Commissioner of Financial Regulation enforcement unit. Also the requirement of anyone providing loan modification services are required to have a Business Credit Services license issued by the state of Maryland, including attorneys and Maria Flynn did not have this license. At the time of me paying my retainer fee, Ms. Flynn was acting inappropriately and unethical by accepting my monies without being licensed by the State of MD. Its hard to believe that Maria Flynn was unknowledgeable to the fact that loan modification services is FREE TO ALL MARYLAND HOMEOWNERS and that she was acting improperly. Maria Flynn business practices are questionable. I requested from Maria Flynn a full refund of $3,200.00 in writing . I sent a certified letter back in August 2013 to Maria Flynn office requesting a full refund within 30 days of receipt of my letter and she ignored it.