Maria Rebecca Flynn

Same old story, Retained her, She didn't do anything for us, was 2 days from losing our home, Basically left us hanging.....Had to file emergency chapter 13, we paid her.....Ended up getting our mod doing it ourselves after she failed. Have reported her to the Attorney Generals Office, BBB, Attorney ...grievance Commission and will continue until I get my money back.

This is a short letter to say thank you for all the work that you and your staff have done and are continuing to do on our behalf. There is no way we would even still be in our home without your help. Even after the bank rejected our many attempts to accept their offer of a modification that you got ...them to accept for us, we had to start all over because of a notary error, you continued to help and guide us in the process without additional fees for this added service. Yes, it is taking longer than expected, but you and your team showed us it was about getting the job done, not just about dollars and cents and we are very appreciative of that. If this task was easy we would have done it ourselves, we needed help, we are so thankful for the help, we could not do it alone. We gladly paid the fee for this service. It would have been too much for us to do on our own. Thank you for your service to us as home owners. Sincerely, T. H.

We hired Ms. Flynn and her staff on 21 July 2011 to help with a loan modification for our home in Mechanicsville, Maryland. Hiring this firm and seeking the advice of a attorney was the best decision we could have made, not only for the retention of our home but for our self respect and wellbeing. Ou...r nightmare started June 2010 when the company my husband worked for closed their doors, which took away over half our income. We did the best we could until October 2010 when we could not make our house payment. We contacted our mortgage company for help in this matter, in 9 months we were turned down for a loan modification 4 times. Every time for a different reason. Documents were lost, they claimed we did not sign certain items and the list goes on and on. I finally reached a breaking point when a person from my mortgage company told me "YOU JUST NEED TO SHUT UP"( I put this in caps because that is how it was said to me)Then to be told how people like me, were buying big houses they could not afford. Well, I don't think a split foyer is a mansion and we could afford this house when we bought it before my husband's employer went out of business. I was at the end of my rope and looking for houses to rent and had nowhere to turn. I felt it was time to seek legal help. I needed to talk to someone who had our best interest in mind. Looking on the internet I saw that there was such a thing as a loan modification attorney. I found the Law Offices of Maria R. Flynn and made an appointment for my husband and I. We met Ms. Flynn, she looked over our finances and treated us with the dignity and respect we had not received in a long time. Ms. Flynn explained clearly that she could not guarantee that our loan would be modified but in comparison to all the loans of clients previously modified ; our chances were good. Then Ms. Flynn gave us the option if we wanted to hire her law firm for our legal needs. This was fantastic news, someone wanted to help us. This gave us hope, which unless you have been in this situation you have no idea what this meant to us. Ms. Flynn had one stipulation, that we send her all correspondence from our mortgage company. This was to keep her abreast of any developments with our loan. This seemed more than fair and we were happy to have Ms. Flynn and her team behind us. This was the light at the end of the tunnel. Ms. Flynn and her team took care of everything. They fought for us, when we could not fight anymore. After numerous emails and faxes, we were finally approved and started our trial payments in July 2012 and by October 2012 it was complete. There was no way we could have done this alone. Maria Flynn's expertise in Real Estate law is helped us keep our home. Also, you have to give her the documents required for her to do her job. I spent a lot of time at the fax machine sending document after document to ensure she had what she needed to do her best for our family. In the 2 years since the modification, our mortgage is current and in good standing. We are enjoying our home which we have fought so hard for. There are not enough words to describe how grateful we are to Ms. Flynn and her staff. S.C.

In April, 2012 I met with Maria Flynn to provide legal services to help me with my request for a mortgage modification with PNC Bank who had been servicing my mortgage. I had been representing myself with PNC up to that point and was feeling very frustrated, misguided, overwhelmed. I knew I was being... treated dishonestly and not receiving a fair review of my mortgage modification request. Lost faxes, claims of insufficient documentation, and a refusal to provide me with the guidance to make this modification was their standard operating procedure.  It is now 2014, and I began my mortgage modification application in 2009. By the Spring of 2012, I knew I was being treated inappropriately and that I was not entitled to an honest and helpful resolution to my mortgage problem.  I had been in touch with counselor and counseling services and state and federal agencies and services that were providing assistance to homeowners, but unfortunately without any positive results.  In April, 2012 I met with Maria Flynn to provide legal assistance to help me with my request for a mortgage modification. I felt very fortunate to have found Maria Flynn at a time when few attorneys had any background or specialty in this the area of mortgage modifications. I had reviewed her online website, checked her credentials, called the Maryland Bar Association and, most importantly, reviewed her track record of mortgage modification successes. Her track record of over 96% success gave me all the confidence I needed to schedule an appointment to meet her and engage her services. By the time my meeting with Maria Flynn was over I felt even more confident that engaging her services was undoubtedly the right decision. She and her staff took on the constant and endless requests for paperwork made by PNC and has always kept up with their requests. She contacted Sen. Ben Cardin to bring my issue to his attention. She also advised me of the value and importance of filing a REST report and also set up a mediation session with the bank. She had the foreclosure sale postponed and is now working on a dismissal. Without Maria Flynn I would probably be dead right now. I would never have been able to endure my financial problems, my physical and my mental health without her. Needless to say my house would have been taken from me by now as well. I truly believe that Maria Flynn is one of the strongest and most vital legal assets that homeowners have in Maryland and that any punitive action taken against her would be directly harmful to the homeowners that both you and she represent. I think that the initiative that the Attorney General’s Office is undertaking with regard to Maria Flynn is the result of the insidious chaos, confusion, fear, anxiety, mistrust and misdirected attitudes of those in the mortgage modification industry permeating the walls of the Attorney General’s Office. The Attorney General’s Office may be of greater assistance to those seeking help by eradicating the pandemonium so that everyone’s interested are respected and achieved. Focus needs to be placed on the banks. Hold them accountable and give the mortgage attorneys the clout and muscle of your Office to eradicate this problem. Why focus on the symptoms of the problem when it is the problem itself that needs to be remedied? I sincerely hope that something substantial can be done to really help Maryland homeowners and Maryland itself. J.L. Annapolis, MD

She was hired by me for a Loan Mod in April 2013. I gave her all information requested within a 24 hour period as stated in our contract I was to do. We called and emailed several times for some advice prior to submission to no avail. I received email after email from her secretary that she was ou...t of the office or busy doing other work however would call. She never responded. I followed up with Bank of America to find out that she didn't respond to them in a timely manner and my application was denied and closed - SHE HAD SUBMITTED WITHOUT MY APPROVAL as I wanted to go over the application first. I requested a full refund of the upfront money paid since she didn't hold up her end of the contract to be told no and that she would attach a lien on my property if I didn't pay her the balance. I would recommend anyone else that has had this experience to let the Governing Bodies of Law help you. BEWARE please.