Maria Rebecca Flynn

This is a short letter to say thank you for all the work that you and your staff have done and are continuing to do on our behalf. There is no way we would even still be in our home without your help. Even after the bank rejected our many attempts to accept their offer of a modification that you got ...them to accept for us, we had to start all over because of a notary error, you continued to help and guide us in the process without additional fees for this added service. Yes, it is taking longer than expected, but you and your team showed us it was about getting the job done, not just about dollars and cents and we are very appreciative of that. If this task was easy we would have done it ourselves, we needed help, we are so thankful for the help, we could not do it alone. We gladly paid the fee for this service. It would have been too much for us to do on our own. Thank you for your service to us as home owners. Sincerely, T. H.

We were referred by a friend, in our similar situation, to the Law Offices of Maria Flynn. Ms. Flynn was able to help this person modify her loan on her home so that she was not forced to wal1‹ away after a nasty divorce. Our situation got bad when my husband lost his job and because of the economy ...he had to ta1‹e a job offering a lot less money. We were forced to rely on my non-profit salary and a huge pay cut for him to pay our bills and we quickly realized that wasn’t enough which lead to a default on our load. This continues to be one of the most Stressful times in our lives, and while we are reasonable people and think highly of Maria, we can see now some people that may be desperate and don't understand the process may be quick to complain - but through our experience with Maria it is clearly not her efforts that are lacking, she is fighting a hard and admirable fight everyday for homeowners, however it is the banks that are constantly failing to do what they have promised to do with our taxpayer money that funds the programs she fights to get people into. We came to her after trying on our own for many years and specifically sought out an attorney to do this for her training in Chief Judge Bell's foreclosure initiative so that she could use her advanced expertise and to help us stand up for our rights which were clearly violated by our bank. She took time to explain the law in the initial consultation and because this is a potential foreclosure this is a legal matter. Maria continues to stand in our corner and we have complete confidence in her abilities. If she were ordered to stop helping homeowners there would be an incredible void that would be unfulfilled and MD and homeowners would be at a great loss. There is no question that she is providing legal services and we are benefiting from those services and her hard work. E.J., Annapolis, MD

We hired Ms. Flynn and her staff on 21 July 2011 to help with a loan modification for our home in Mechanicsville, Maryland. Hiring this firm and seeking the advice of a attorney was the best decision we could have made, not only for the retention of our home but for our self respect and wellbeing. Ou...r nightmare started June 2010 when the company my husband worked for closed their doors, which took away over half our income. We did the best we could until October 2010 when we could not make our house payment. We contacted our mortgage company for help in this matter, in 9 months we were turned down for a loan modification 4 times. Every time for a different reason. Documents were lost, they claimed we did not sign certain items and the list goes on and on. I finally reached a breaking point when a person from my mortgage company told me "YOU JUST NEED TO SHUT UP"( I put this in caps because that is how it was said to me)Then to be told how people like me, were buying big houses they could not afford. Well, I don't think a split foyer is a mansion and we could afford this house when we bought it before my husband's employer went out of business. I was at the end of my rope and looking for houses to rent and had nowhere to turn. I felt it was time to seek legal help. I needed to talk to someone who had our best interest in mind. Looking on the internet I saw that there was such a thing as a loan modification attorney. I found the Law Offices of Maria R. Flynn and made an appointment for my husband and I. We met Ms. Flynn, she looked over our finances and treated us with the dignity and respect we had not received in a long time. Ms. Flynn explained clearly that she could not guarantee that our loan would be modified but in comparison to all the loans of clients previously modified ; our chances were good. Then Ms. Flynn gave us the option if we wanted to hire her law firm for our legal needs. This was fantastic news, someone wanted to help us. This gave us hope, which unless you have been in this situation you have no idea what this meant to us. Ms. Flynn had one stipulation, that we send her all correspondence from our mortgage company. This was to keep her abreast of any developments with our loan. This seemed more than fair and we were happy to have Ms. Flynn and her team behind us. This was the light at the end of the tunnel. Ms. Flynn and her team took care of everything. They fought for us, when we could not fight anymore. After numerous emails and faxes, we were finally approved and started our trial payments in July 2012 and by October 2012 it was complete. There was no way we could have done this alone. Maria Flynn's expertise in Real Estate law is helped us keep our home. Also, you have to give her the documents required for her to do her job. I spent a lot of time at the fax machine sending document after document to ensure she had what she needed to do her best for our family. In the 2 years since the modification, our mortgage is current and in good standing. We are enjoying our home which we have fought so hard for. There are not enough words to describe how grateful we are to Ms. Flynn and her staff. S.C.

I WOULD HAVE LOST MY HOME…… When I first met Maria, her closing line was so focused on payment, I continued to move forward with her service because she was recommended. The total amount of the service was $3,000, flat rate, which $100 the payment for the initial consultation went towards, leavin...g the balance at $2,900. The day I met with her office I gave her my documents to file for a mortgage modification. She told me that she knew where my numbers had to be and would make sure that the formulas worked etc before sending my modification off. My main concern were my numbers being within the guidelines to be approved. She kept reassuring me that she would do this. I even asked ____, the first assistant that worked there about her success rate, which she said was “99%.” After not having the balance of $3,000 paid in full within 30/45 days Maria said no worries, according to the paper you signed your services I can terminate, but we will continue to move forward. I kept checking with Chase my mortgage company at the time to see if she sent in my package and she had not. My loan was transferred to SPS on March 24, 2014, however was not known until August 18, 2014. In between this time when getting in touch with Maria, payment and how she could have a sure fire way of getting me approved with some formula program (that she found online) that allows you to plug in numbers and it will tell you which program out of the many the government has available I would qualify for. When she should already knows-or this and assured me in our first meeting. I asked her why didn’t she tell me of this in our first meeting and she mentioned because she just learned of it and the cost was $795- she kept focusing on her not making a profit on this and the payment went fully to the 3rd party company. My husband paid this $795 second week in September, then her offices contacted SPS and SPS told them I had a sell date- WHICH SHE NEVER TOLD ME. Upon bringing this to their attention they denied knowing. When I spoke with ------, the fourth assistant employed since my hiring of the firm—she said they had submitted my package within the last 30 days and a bunch of lies. Upon getting a door knocker notification, I called SPS and they had no communication with Maria’s office on file- once ONLY, by ------(3on May 25, 2014- which they would not release any information because they did not provide them with the third party authorization form- standard in this line of work. Then September 11th was the next time they communicated with SPS. This was after a payment for the $795 was made. When that payment was made by my husband she said that Monday we would have a conference call with the company and her on the line and a couple other steps necessary with this payment of $795. That call NEVER took place. She never scheduled it, called to say it wouldn’t happen-NOTHING-NO COMMUNICATION AS USUAL. Frustrated to no end- I called left a message with ----.When Maria called me back I asked about where the money $795 was, if she told my husband that was going directly to that 3rd party company and we would have a conference call etc. She said it was in escrow and she was waiting to get her balance paid until she moved forward with the “$795 program”!! This IS NOT WHAT SHE EXPLAINED INITIALLY, NOR TO MY HUSBAND, NOR RECENTLY. I told her I wanted a refund of the $795 and I no longer wanted to work with her and would be hiring another attorney- she said, “You will have to pay the other attorney (which of course is none of her business).—she then said the money went to my balance that I owed her firm!

She was hired by me for a Loan Mod in April 2013. I gave her all information requested within a 24 hour period as stated in our contract I was to do. We called and emailed several times for some advice prior to submission to no avail. I received email after email from her secretary that she was ou...t of the office or busy doing other work however would call. She never responded. I followed up with Bank of America to find out that she didn't respond to them in a timely manner and my application was denied and closed - SHE HAD SUBMITTED WITHOUT MY APPROVAL as I wanted to go over the application first. I requested a full refund of the upfront money paid since she didn't hold up her end of the contract to be told no and that she would attach a lien on my property if I didn't pay her the balance. I would recommend anyone else that has had this experience to let the Governing Bodies of Law help you. BEWARE please.