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Michael A. Cibik

Chapter 13 bankruptcy Attorney at Philadelphia, PA

5.0   75 reviews

also known as Cibik Law, P.C.


Licensed for 46 years

Virtual consultation available

Free consultation

About Michael

Learn Michael’s areas of practice.

5
Practice areas
  1. Chapter 13 bankruptcy
    30%

    46 years, 12,000 cases

  2. Chapter 7 bankruptcy
    20%

    46 years, 6,000 cases

  3. Bankruptcy and debt
    15%

    46 years, 1,500 cases

  4. Chapter 11 bankruptcy
    15%

    46 years, 150 cases

  5. Tax
    10%

    46 years, 450 cases

  6. Credit repair
    5%

    46 years, 750 cases

  7. Debt settlement
    5%

    46 years, 600 cases

Mike Cibik is certified in both Consumer and Business Bankruptcy Law by the American Bankruptcy Certification Board. He is also Super Lawyers Rated & former Chapter 7 Bankruptcy Trustee. Our Firm, Cibik Law, P.C. has filed well in excess of (15,000) bankruptcies. For the past 40+ years, we continuously have been one of the top law firms who file bankruptcies cases in the State of Pennsylvania

Client's Choice 2022
Client's Choice

Avvo

Licensed for 46 years
State PA
Status Active
Acquired 1976
Updated 10/01/2022

We have not found any instances of professional misconduct for this lawyer.

Contact Michael

Cibik Law, P.C.
1500 Walnut Street
Suite 900
Philadelphia, PA, 19102

Reviews

5.0 / 5.0
  75 customer reviews
5 Star
 
96%
4 Star
 
4%
3 Star
 
0%
2 Star
 
0%
1 Star
 
0%
Client's Choice 2022
Client's Choice
Michael received a significant number of 4+ stars in 2022
Posted by Viviana | November 30, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Grateful!
I am so grateful! Everything was explained to me and my questions were answered in detail from the time of the consultation to appearing in court and afterwards. I will be recommending to a family member who is now in need of this service.
Posted by Bernice | November 8, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Top Bankruptcy Lawyer
The Cibik helped me establish a reasonable bankruptcy agreement. They provided great service in executing the strategy and plan for my path to financial recovery.
Posted by anonymous | October 7, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Good lawyer to deal with bankruptcy
I was very scared when I received paperwork from someone saying I been sued civil law walked me through the process and ease my concerns was there with me through the whole process thank you for taking good care of me
Posted by Pamela | September 21, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Bankruptcy
Nancy was very helpful through the whole process and made it very easy for me at this difficult time. The process was completed very quickly and I appreciated the rest of the teams efforts. Also Mike Cibik, the attorney that took his time with me and assured me this was the best decision I could make! Very happy client!
Posted by Wilfredo | September 16, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Chapter 13 Master
I when to Michael Cibik after I was getting sued by a credit card,irs taxes and car payment .He meet with me and walk me step by step by the time I walk out of his office I was already walking free just waiting for the curt day. Thanks Mr Cibik
Posted by Sandra | August 1, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Awesome
Mr. Cibik and his team has been nothing but great, they are attentive and you can always reach them with any questions about bankruptcy or whatever matter their handling, it has been a great pleasure working with them and they have help me get my life back on track.
Posted by Tammi | July 19, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Awesome Service
I called this company just to ask questions because i previously filed for bankruptcy. Mike was Awesome. He answered all of my questions and he even helped me with questions about my previous Bankruptcy.
Posted by Lydia | July 13, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Would recommend
Very communicated with everything, never not answered a phone call and answer emails within mins to the hour. Very very happy with my results
Posted by anonymous | July 8, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Bankruptcy Chapter 7
Great team to have handled my bankruptcy. Any question I had they always got right back with me. It was painless and quick.
Posted by Kimberly | June 8, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Michael Cibik
I am very thankful for Michael Cibik through the whole bankruptcy process. Making the decision to file bankruptcy is not an easy task. It can leave a person feeling like a failure financially and asking yourself "what did I do wrong"? When I finally decided to reach out to Michael, I was trying to pay all of my creditors, only for them to receive them late and tack on more money, making it impossible to get ahead. Michael reassured me I was doing the right thing. He explained all the steps involved in the bankruptcy process. Along my journey, I discovered, I didn't have a spending problem for myself, I had a helping problem. I was over-helping my children thinking it was my responsibility to help them get ahead. Only to find out, that its okay to help your children somewhat, but not to the point where they are bleeding you dry. Thank you Michael for helping me see that. I would highly recommend Cibik & Caltaldo.
Read less
Posted by Larry | May 13, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Bankruptcy
I recommend Cibik Law for your legal needs because they make it a very easy process. Whenever I had questions or concerns they were there to answer them. Great customer service.
Posted by Ronald | May 6, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Bankruptcy
Wana give this place more then 5 stars all the help they gave me and how they help me through it step by step truly amazing service thank you to Nancy Matteis for her help she went above and beyond she's the best and thank you to Mike Assad for his help and to my lawyer Michael Cibik for being a amazing lawyer I strongly recommend this place for your bankruptcy needs
Read less
Posted by Mike | May 6, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Outstanding
Mike and his team guided us through what could be a complicated and stressful process. They looked out for our best interest and immediately solved the few issues that did come up. I would highly Mike and his team were all responsive and polite. I would highly recommend him.
Posted by John | April 11, 2022
This review is from a person who hired this attorney.
| Hired Attorney
5 STAR!!!!
Mike Cibik and his office personnel are top notch. I would give 10 stars if I could!! Thank you, John
Posted by Melissa | March 23, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Highly satisfied
Everyone at this firm is extremely helpful and understanding. They were very prompt and I never felt alone in this case. I would definitely recommend them to anyone in need.
Posted by anonymous | March 14, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Excellent law practice
This is a very professional organization. They walked me through the process of bankruptcy, explaining every step of the way. They took the time to answer questions and made sure I understood what was happening. I can’t thank them enough and highly recommend them.
Posted by anonymous | March 8, 2022
This review is from a person who hired this attorney.
| Hired Attorney
New client
Mr. Cibik was very knowledgeable, courteous and patient throughout the initial process.
Posted by ANTHONY | March 2, 2022
This review is from a person who hired this attorney.
| Hired Attorney
BEST AT HIS JOB
I HAVE TO SAY I FOUND HIM TO BE MORE THAN GOOD AT HIS JOB I REALLY CANT SAY ENOUGH ON HOW MUCH HE HELPED ME AND MY FAMILY WHEN I CALL HE IS RIGHT THERE TO HELP AND ANSWER QUESTIONS
Posted by Steve | February 24, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Excellent
Very happy with the whole process, smooth from beginning to end. Thank you!
Posted by Maureen | February 16, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Answers all your questions
Mr. Cibik returned my call the same day. He answered all my questions and did not rush. He was very helpful.
View less reviews

Cost

Rates
  • Free Consultation 30 minutes
Payment methods
Cash, Check, Credit Card

Resume

AVVO RATING 10.0 (Superb)

Work Experience

  • Attorney
  • Cibik & Cataldo, P.C.
  • 1980 - Present
  • Instructor
  • Pierce College (Bankruptcy Law)
  • 1986 - 1991
  • Instructor
  • Villanova University (Business Law)
  • 1984 - 1987
  • Chapter 7 Bankruptcy Trustee
  • Eastern District of Pennsylvania
  • 1981 - 1986
  • Instructor
  • Temple University (Business Law)
  • 1981 - 1995
  • Instructor
  • Pennsylvania State University (Tax Law)
  • 1981 - 1983
  • Chemical Engineer
  • E. I. du Pont de Nemours and Company
  • 1966 - 1977
View all work experience

Education

  • Temple University - James E. Beasley School of Law
  • LL.M - Master of Laws (Tax Law)
  • 1981
  • Widener University School of Law
  • JD - Juris Doctor
  • 1976
  • University of Delaware
  • M.B.A (Marketing)
  • 1972
  • Pennsylvania State University, University Park (main campus)
  • BS - Bachelor of Science (Chemical Engineering)
  • 1966
View all education

Legal Cases

  • In Re: Cossmam
  • Avoided inchoate judicial liens on home with state exemption.
  • 421 CHESTNUT VS ALOIA
  • Creditor was denied the right to pursue a nondischargeability action
  • Adamar/Tropicana vs. August
  • Gambling Debt Discharged
View all legal cases

Associations

  • Lawyer Pilots Bar Association
  • Member
  • N/A
  • Minor Judiciary Education Board
  • Member
  • N/A
  • Pennsylvania State Board of Podiatry
  • Member
  • N/A
  • Philadelphia Chamber of Commerce
  • Member
  • N/A
  • Union League of Philadelphia
  • Member
  • N/A
  • Air Owners and Pilots Association
  • Member
  • N/A
  • Federal District Court Historical Society
  • Member
  • N/A
  • Building Owners' and Managers' Association
  • Member
  • N/A
  • American Arbitration Association
  • Member
  • N/A
  • Building Owners' and Managers' Association, Members Committee
  • Member
  • N/A
  • National Association of Bankruptcy Trustees, City Policy Committee
  • Member
  • N/A
  • American Bar Association
  • Member
  • N/A
  • American Trial Lawyers Association
  • Member
  • N/A
  • Philadelphia Trial Lawyers Association
  • Member
  • N/A
  • Pennsylvania Trial Lawyers Association
  • Member
  • N/A
  • Legislative Liason Committee
  • Member
  • N/A
  • National Association of Bankruptcy Trustees, City Policy Committee
  • Member
  • N/A
  • National Association of Bankruptcy Trustees, Fee Disputes Committee
  • Member
  • N/A
  • Aviation Law Committee
  • Member
  • N/A
  • American Trial Lawyers Association, Bankruptcy Committee
  • Member
  • N/A
  • Philadelphia Bar Association
  • Member
  • N/A
  • Pennsylvania Bar Association
  • Member
  • N/A
View all associations

Languages Spoken

  • English

Awards

  • Distinguished
  • Martindale-Hubbell
  • 2020
  • America Bankruptcy Board Certification
  • 25 Year Pin
  • 2019
  • Distinguished
  • Martindale-Hubbell
  • 2019
  • Distinguished
  • Martindale-Hubbell
  • 2018
  • Distinguished
  • Martindale-Hubbell
  • 2017
  • Distinguished
  • Martindale-Hubbell
  • 2016
  • Business Bankruptcy Law Certification
  • American Bankruptcy Institute
  • 1993
  • Consumer Bankruptcy Law Certification
  • American Bankruptcy Institute
  • 1992
View all awards

Publications

  • Philadelphia Public Record
  • Understanding Bankruptcy
  • N/A

Speaking Engagements

  • Scott Adams Show
  • Bankruptcy
  • N/A

Attorney endorsements

Received (17)
Given (6)
Bankruptcy and debt Attorney | Dec 26
Relationship: Worked together on matter
"Michael and his partner are diligent professionals on behalf of debtors in a practice area marred by hit and run practitioners competing on price alone rather than sound counsel and aggressive advocacy. I have had the pleasure of representing debtors with them on other consumer law claims for their clients too often ignored in plain vanilla representation that doesn't look at all of the debtor's legal issues and claims."
Bankruptcy and debt Attorney | Dec 21
Relationship: Opposing Counsel on matter
"I endorse this lawyer."
Bankruptcy and debt Attorney | Dec 20
Relationship: Fellow lawyer in community
"I endorse this lawyer. Michael Cibik has been practicing in this area for a long time, and knows everything you need him to know. I completely trust him, and have referred clients to him."
Bankruptcy and debt Attorney | Dec 20
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jul 12
Relationship: Fellow lawyer in community
"I endorse this lawyer. He is competent, diligent, resourceful, honest, compassionate and articulate."
Bankruptcy and debt Attorney | Jul 07
Relationship: Fellow lawyer in community
"I endorse Michael Cibik as an attorney who specializes in bankruptcy."
Unknown Attorney | Jul 07
Relationship: Fellow lawyer in community
"I strongly endorse Attorney Michael A. Cibik, Jr. Michael is a great lawyer, advocate and very conscientious. I have known Michael since we went to law school together."
Bankruptcy and debt Attorney | Jul 07
Relationship: Fellow lawyer in community
"I endorse this lawyer. He is an excellent and well regarded bankruptcy lawyer."
Bankruptcy and debt Attorney | Jul 07
Relationship: Fellow lawyer in community
"I endorse this lawyer. Professional and used by me to refer potential clients for bankruptcy counselling and representation."
Criminal defense Attorney | Jul 06
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mile is a diligent and hardworking attorney. His clients are lucky to have him on their side. I recommend Mike Cibik without reservation or hesitation."
Bankruptcy and debt Attorney | Jul 06
Relationship: Fellow lawyer in community
"As I only do Family Law, Mr. Cibik has been a wonderful source of information and assistance in his area of expertise!"
Bankruptcy and debt Attorney | Jul 06
Relationship: Fellow lawyer in community
"Mike has a long established and excellent reputation in the Philadelphia legal community."
Bankruptcy and debt Attorney | Jul 06
Relationship: Fellow lawyer in community
"I endorse this lawyer. He has decades of experience as a bankruptcy lawyer and gets great results."
Bankruptcy and debt Attorney | Jul 06
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jul 06
Relationship: Friend
"It is my pleasure to fully endorse attorney Cibik."
Bankruptcy and debt Attorney | Jul 11
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mike is a well-respected member of the debtor bar in Philadelphia. He is well liked by the community and in Bankruptcy Court. Mike has, at least 20+ years of experience and is recognized as an expert in the field."
Bankruptcy and debt Attorney | Jul 26
Relationship: Co-worker
"I endorse this lawyer. More experience then any other debtor attorney I know. Intelligent and can analyze a person's debt problems quickly and provide sound advice"
View more endorsements
Speeding and traffic ticket
Personal injury
Military law
Chapter 7 bankruptcy
Chapter 13 bankruptcy
Philadelphia Chapter 13 bankruptcy Lawyer Michael A. Cibik
Michael A. Cibik
Chapter 13 bankruptcy Attorney
Philadelphia, PA
Licensed for 46 years
Free Consultation
Virtual consultation available