Licensed for 47 years

State PA

Acquired 1976

Status
Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

Michael A. Cibik

Chapter 13 bankruptcy Attorney at Philadelphia, PA

About
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Reviews
Cost
Resume

Bankrupcty

Excellent experience!

About Michael

Learn Michael’s areas of practice.

Practice areas

Chapter 13 bankruptcy

30%

47 years, 12,000 cases
Chapter 7 bankruptcy

20%

47 years, 6,000 cases
Bankruptcy and debt

15%

47 years, 1,500 cases
Chapter 11 bankruptcy

15%

47 years, 150 cases
Tax

10%

47 years, 450 cases
Credit repair

5%

47 years, 750 cases
Debt settlement

5%

47 years, 600 cases

BOARD CERT. BANKRUPTCY ATTORNEY. FILED OVER 15,000 BANKRUPTCY CASES AND IS A FORMER CHAPTER 7 BANKRUPTCY TRUSTEE. 2022 AVVO CLIENT'S CHOICE ATTORNEY

Mike Cibik is certified in both Consumer and Business Bankruptcy Law by the American Bankruptcy Certification Board. He is also Super Lawyers Rated & former Chapter 7 Bankruptcy Trustee. Our Firm, Cibik Law, P.C. has filed well in excess of (15,000) bankruptcies. For the past 40+ years, we continuously have been one of the top law firms who file bankruptcies cases in the State of Pennsylvania

Awards

Client's Choice

2023 2022 2021 + 4 ...

Contact Michael

Cibik Law, P.C.

(215) 735-1060 Office

1500 Walnut Street

Suite 900

Philadelphia, PA, 19102

philadelphiabankruptcylawyers.com

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Reviews

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5.0 / 5.0

89 customer reviews

5 Star

97%

4 Star

3 Star

2 Star

1 Star

Client's Choice

Client's Choice is an Avvo award granted to attorneys with a significant number of client reviews over 4 stars in a given year.

Posted by anonymous | October 25, 2023

Bankrupcty

This law firm made my situation virtually painless. The staff was very helpful and kept me very informed every step of the way. I am very grateful and would highly recommend.

Posted by anonymous | October 15, 2023

Excellent experience!

We used the Cibik team for my In laws bankruptcy. Our family has been through so many obstacles and having a trusted, knowledgeable team to walk us through this process and stay on top of everything is invaluable. They were thoughtful and caring throughout the process. We appreciate everything they did for us and highly recommend them.

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Posted by Carlos | September 14, 2023

Excellent service

Michael and his team did a great job on my case. Answer all my questions and help me to the end of my case. It was very easy because of their help. Thanks

Posted by Heung | July 18, 2023

Service

It was very clear from the beginning and very easy to understand and job done as expected. I would recommend him for his work to my friends

Posted by anonymous | July 13, 2023

absolutely the best!!

I would like to thank Mike Assad and Nancy Matteis for a very professional and smooth transition. My uncle was very nervous and Mike was very reassuring . All calls texts and emails were answered in a timely fashion. I definitely am happy with the results!!!

Posted by Janice | July 7, 2023

So Thankful For Mr. Cibik & Mr. Assad

I can not thank Mr. Michael Cibik, and during this last year his associate Mr. Mike Assad, enough for all the compassion and understanding they have shown me during this very stressful & embarrassing time in my life. They have been with me every step of the way, even during Covid when I had to adjust my monthly payments. Mr. Cibik and Mr. Assad are very kind men and are both a credit to their profession. Mr. Cibik has never been judgemental or made me feel that this was my fault and I shouldn't be in this position. He gave me the best legal advice and guided me through the legal maze of Chap. 13 bankruptcy. I believe that without Mr. Cibik & his entire law office, I might still be paying the "debt consolidation" fraudsters that I was paying when I met him. Thank you so very much for your knowledge and compassion. Anyone facing bankruptcy should contact Mr. Cibik, and his associate Mr. Assad. With their help, you can face the music with a positive attitude, that they will be there for you and not make you feel any shame. I am so very grateful to have that gorilla off my back.

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Posted by Judith | May 19, 2023

Mr. Cibik bankruptcy help

Hel was thorough, compassionate and professional... I would recommend him to everyone in need.

Posted by anonymous | April 21, 2023

Review of Cibik

The best agency in Philadelphia. Always available to answer any questions during the process.

Posted by Michele | April 8, 2023

Out from under!

So relieved. Feels like a weight has been lifted from my shoulders. Thanks so much!

Posted by Claudiu | March 27, 2023

Chapter 7 filled and discharged smoothly.

Great experience with Cibik Law, precisely Mr. Michael Assad. Knowledgeable , respectful and professional . Thank you again.

Posted by Timothy | February 7, 2023

Chapter 7

Cannot say enough about Cibik law . They were professional informative and very knowledgeable about my situation. They were friendly and treated me with respect even though things were not as good as they seem for me. Would recommend you ladies and gentlemen to anyone who would need your assistance. Thank you very much again. Timothy Dooley

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Posted by anonymous | February 4, 2023

The best

Mr Cibik was very helpful and helped me more than once i would definitely recommend he is very knowledgeable and will get you on the right track thank you mr Cibik for helping me get financially stable and a fresh start

Posted by Kevin | February 2, 2023

Chapter 13 Bankruptcy

I would like to thank Mr. Cibik for all his help in regards to my bankruptcy. He showed me the procedures and help me step by step in my bankruptcy issue. He also kept me informed of how my bankruptcy was proceeding and answered all my questions that I had. I am very pleased with his assistance and would recommend him to anyone for bankruptcy issues.

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Posted by Diane | December 8, 2022

Bankruptcy

Michael and his staff were very helpful and answered all of our questions and concerns quickly.

Posted by Viviana | November 30, 2022

Grateful!

I am so grateful! Everything was explained to me and my questions were answered in detail from the time of the consultation to appearing in court and afterwards. I will be recommending to a family member who is now in need of this service.

Posted by Bernice | November 8, 2022

Top Bankruptcy Lawyer

The Cibik helped me establish a reasonable bankruptcy agreement. They provided great service in executing the strategy and plan for my path to financial recovery.

Posted by anonymous | October 7, 2022

Good lawyer to deal with bankruptcy

I was very scared when I received paperwork from someone saying I been sued civil law walked me through the process and ease my concerns was there with me through the whole process thank you for taking good care of me

Posted by Pamela | September 21, 2022

Bankruptcy

Nancy was very helpful through the whole process and made it very easy for me at this difficult time. The process was completed very quickly and I appreciated the rest of the teams efforts. Also Mike Cibik, the attorney that took his time with me and assured me this was the best decision I could make! Very happy client!

Posted by Wilfredo | September 16, 2022

Chapter 13 Master

I when to Michael Cibik after I was getting sued by a credit card,irs taxes and car payment .He meet with me and walk me step by step by the time I walk out of his office I was already walking free just waiting for the curt day. Thanks Mr Cibik

Posted by Sandra | August 1, 2022

Awesome

Mr. Cibik and his team has been nothing but great, they are attentive and you can always reach them with any questions about bankruptcy or whatever matter their handling, it has been a great pleasure working with them and they have help me get my life back on track.

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Cost

Resume

AVVO RATING 10.0 (Superb)

Work Experience

Attorney
Cibik & Cataldo, P.C.
1980 - Present

Instructor
Pierce College (Bankruptcy Law)
1986 - 1991

Instructor
Villanova University (Business Law)
1984 - 1987

Chapter 7 Bankruptcy Trustee
Eastern District of Pennsylvania
1981 - 1986

Instructor
Temple University (Business Law)
1981 - 1995

Instructor
Pennsylvania State University (Tax Law)
1981 - 1983

Chemical Engineer
E. I. du Pont de Nemours and Company
1966 - 1977

View all work experience

Education

Temple University - James E. Beasley School of Law
LL.M - Master of Laws (Tax Law)
1981

Widener University School of Law
JD - Juris Doctor
1976

University of Delaware
M.B.A (Marketing)
1972

Pennsylvania State University, University Park (main campus)
BS - Bachelor of Science (Chemical Engineering)
1966

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Legal Cases

In Re: Cossmam
Avoided inchoate judicial liens on home with state exemption.

421 CHESTNUT VS ALOIA
Creditor was denied the right to pursue a nondischargeability action

Adamar/Tropicana vs. August
Gambling Debt Discharged

View all legal cases

Associations

Lawyer Pilots Bar Association
Member
N/A

Minor Judiciary Education Board
Member
N/A

Pennsylvania State Board of Podiatry
Member
N/A

Philadelphia Chamber of Commerce
Member
N/A

Union League of Philadelphia
Member
N/A

Air Owners and Pilots Association
Member
N/A

Federal District Court Historical Society
Member
N/A

Building Owners' and Managers' Association
Member
N/A

American Arbitration Association
Member
N/A

Building Owners' and Managers' Association, Members Committee
Member
N/A

National Association of Bankruptcy Trustees, City Policy Committee
Member
N/A

American Bar Association
Member
N/A

American Trial Lawyers Association
Member
N/A

Philadelphia Trial Lawyers Association
Member
N/A

Pennsylvania Trial Lawyers Association
Member
N/A

Legislative Liason Committee
Member
N/A

National Association of Bankruptcy Trustees, City Policy Committee
Member
N/A

National Association of Bankruptcy Trustees, Fee Disputes Committee
Member
N/A

Aviation Law Committee
Member
N/A

American Trial Lawyers Association, Bankruptcy Committee
Member
N/A

Philadelphia Bar Association
Member
N/A

Pennsylvania Bar Association
Member
N/A

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Languages Spoken

English

Honors and Awards

Distinguished
Martindale-Hubbell
2020

America Bankruptcy Board Certification
25 Year Pin
2019

Distinguished
Martindale-Hubbell
2019

Distinguished
Martindale-Hubbell
2018

Distinguished
Martindale-Hubbell
2017

Distinguished
Martindale-Hubbell
2016

Business Bankruptcy Law Certification
American Bankruptcy Institute
1993

Consumer Bankruptcy Law Certification
American Bankruptcy Institute
1992

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Publications

Philadelphia Public Record
Understanding Bankruptcy
N/A

Speaking Engagements

Scott Adams Show
Bankruptcy
N/A

Attorney endorsements

Received (17)

Given (6)

Endorse Michael

Robert Cocco

Bankruptcy and debt Attorney | Dec 26
Relationship: Worked together on matter

"Michael and his partner are diligent professionals on behalf of debtors in a practice area marred by hit and run practitioners competing on price alone rather than sound counsel and aggressive advocacy. I have had the pleasure of representing debtors with them on other consumer law claims for their clients too often ignored in plain vanilla representation that doesn't look at all of the debtor's legal issues and claims."

William Levant

Bankruptcy and debt Attorney | Dec 21
Relationship: Opposing Counsel on matter

"I endorse this lawyer."

Nicole Gerson

Bankruptcy and debt Attorney | Dec 20
Relationship: Fellow lawyer in community

"I endorse this lawyer. Michael Cibik has been practicing in this area for a long time, and knows everything you need him to know. I completely trust him, and have referred clients to him."

Bradley Cornett

Bankruptcy and debt Attorney | Dec 20
Relationship: Fellow lawyer in community

"I endorse this lawyer."

David Grunfeld

Bankruptcy and debt Attorney | Jul 12
Relationship: Fellow lawyer in community

"I endorse this lawyer. He is competent, diligent, resourceful, honest, compassionate and articulate."

Christy Adams

Bankruptcy and debt Attorney | Jul 07
Relationship: Fellow lawyer in community

"I endorse Michael Cibik as an attorney who specializes in bankruptcy."

Jon Fox

Unknown Attorney | Jul 07
Relationship: Fellow lawyer in community

"I strongly endorse Attorney Michael A. Cibik, Jr. Michael is a great lawyer, advocate and very conscientious. I have known Michael since we went to law school together."

Harry Begier

Bankruptcy and debt Attorney | Jul 07
Relationship: Fellow lawyer in community

"I endorse this lawyer. He is an excellent and well regarded bankruptcy lawyer."

James Pearson

Bankruptcy and debt Attorney | Jul 07
Relationship: Fellow lawyer in community

"I endorse this lawyer. Professional and used by me to refer potential clients for bankruptcy counselling and representation."

John Elbert

Criminal defense Attorney | Jul 06
Relationship: Fellow lawyer in community

"I endorse this lawyer. Mile is a diligent and hardworking attorney. His clients are lucky to have him on their side. I recommend Mike Cibik without reservation or hesitation."

Karen Anderson

Bankruptcy and debt Attorney | Jul 06
Relationship: Fellow lawyer in community

"As I only do Family Law, Mr. Cibik has been a wonderful source of information and assistance in his area of expertise!"

John O'Brien

Bankruptcy and debt Attorney | Jul 06
Relationship: Fellow lawyer in community

"Mike has a long established and excellent reputation in the Philadelphia legal community."

Gavin Lentz

Bankruptcy and debt Attorney | Jul 06
Relationship: Fellow lawyer in community

"I endorse this lawyer. He has decades of experience as a bankruptcy lawyer and gets great results."

Nicholas Fausto

Bankruptcy and debt Attorney | Jul 06
Relationship: Fellow lawyer in community

"I endorse this lawyer."

Matthew Weisberg

Bankruptcy and debt Attorney | Jul 06
Relationship: Friend

"It is my pleasure to fully endorse attorney Cibik."

Lawrence Rubin

Bankruptcy and debt Attorney | Jul 11
Relationship: Fellow lawyer in community

"I endorse this lawyer. Mike is a well-respected member of the debtor bar in Philadelphia. He is well liked by the community and in Bankruptcy Court. Mike has, at least 20+ years of experience and is recognized as an expert in the field."

Michael Cataldo

Bankruptcy and debt Attorney | Jul 26
Relationship: Co-worker

"I endorse this lawyer. More experience then any other debtor attorney I know. Intelligent and can analyze a person's debt problems quickly and provide sound advice"

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