Scott F. Waterman

Our chance of staying in our house seems fading as days goes by, we went through modification once and has to have one the second time, we went to counselor to counselors but all of them says, there's no chance for us, their best advised was to file bankruptcy. The last counselor handed us a list ...of lawyers that my wife started to call and the only office that answer was Scott by himself, immediately my wife felt a good impression of Scott professionalism. We came to his office, as was advised earlier by counselors we did previously seen was to file bankruptcy, but when we met him we did express our desire if we could had a 2nd loan modification, and to our surprise, he said "I can't promise you anything but Yes we can do that and if it won't work then we could do bankruptcy" that tells us that his knowledge is enormous. We did proceed with the modification and along the process he guided us, call us in his office if need be, he is on top of our case, after few months, we received a letter from the servicer of our loan telling us that "we were dis-approved in our loan modification". After few days Scott called us to appear in his office, our minds tells us that, this is it he gonna tell us the bad news, honestly we don't know what happen or what he did, when he sees us in his office , he has this big bright smile, pulled up a bunch of documents from his cabinet and with that bright big smile lean forward on us and said" Congratulations your loan modification for the 2nd time got approved". My wife almost jumped with much happiness, we so relieved and very grateful and thankful of him. I will not blink and never hesitate to recommend him, he's a true help in time of need, "Scott is the Man"

Scott is a professional in every way. He explained the bankruptcy process and its cost clearly and helped me take the right course of action. He returned all calls and emails promptly and handled all issues and concerns quickly. HIs knowledge of the bankruptcy system was beyond what I expected and I ...would highly recommend him.

Scott was the most professional and helpful lawyer I have ever worked with. He made the process less stressful for us and handled every situation in a very timely and helpful way. He returned calls and emails as soon as possible. HIs knowledge of the system was beyond what I expected. He never ma...de us feel ignorant about any questions or problems we had. Now that we have completed the process he is still there for us to answer any questions we have. I highly recommend him to anyone to use if they have to file any type of bankruptcy. He is also a very nice person and a lawyer that can be trusted.

I entered the Chapter-13 process with nothing short of uncertainty and embarrassment. I had been very successful for 40 years in business and then got caught up in the perfect storm - economy drop and real-estate collapse. After exhausting every credit option to keep my employees working, I hit the... wall. We met with Scott and left with air back into our balloon. His knowledge, attitude and personal sensitivity was beyond what I had expected. During the tedious process, he was always available for discussions and provided solid advice. From the initial data gathering, review and plan development through the recent confirmation he was on top of everything. A REAL PRO