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Michael S. Schwartz

Bankruptcy and debt Attorney at Southampton, PA

5.0   28 reviews

Licensed for 30 years

Free consultation

About Michael

Learn Michael’s areas of practice.

Practice areas
  1. Bankruptcy and debt
    Chapter 7 and Chapter 13 cases mainly for consumers. Some work with businesses.

    31 years

  2. Chapter 13 bankruptcy

  3. Chapter 7 bankruptcy

  4. Foreclosure

I have been practicing in the area of bankruptcy law since 2001.  I enjoy assisting individuals resolve their financial issues using the bankruptcy laws to give them a fresh start and new lease on life.  I would be happy to provide a free consultation to anyone seeking financial relief.

Photos and videos

Licensed for 30 years
State PA
Status Active
Acquired 1992
Updated 12/04/2022

We have not found any instances of professional misconduct for this lawyer.

Contact Michael

Law Office Of Michael Schwartz
707 Lakeside Office Park
Street Road and Stump Road
Southampton, PA, 18966
Law Office Of Michael Schwartz
101 East Darby Road
Havertown, PA, PA, 19083
Law Office Of Michael Schwartz
101 N. 5th Street
Perkasie, PA, 18944
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5.0 / 5.0
  28 customer reviews
5 Star
4 Star
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1 Star
Posted by anonymous | January 13, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Very knowledgeable and professional
Attorney Schwartz was very professional, courteous, and professional in his consultation of my situation. His expertise and resourcefulness are superlative.
Posted by anonymous | November 11, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Wonderful representation
Michael worked with my wife and I throughout the 5 year period of our Chapter 13 Bankruptcy. He was supportive and extremely helpful and knowledgeable and always answered our questions fully and concisely. We especially appreciated his prompt response to any and all emails. He was kind and courteous and we were very grateful for his representation.
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Posted by Rich | July 18, 2019
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Phone consultation
I was interested in asking several follow up questions to Atty Schwartz's opinion I found online, concerning Tenant by the entirety law and bank accounts. Not only did he personally take my call in the middle of a busy business day, but he spent a good 10-15 minutes talking the subject matter with me. He asked his own follow up questions of me to make sure he was giving me the best information based on my exact situation, and generally showed himself to be a thoroughly professional, caring attorney whose services I will be happy to employ should there ever be cause. I can see why he has the glowing reviews here.
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Posted by Anna | November 2, 2016
This review is from a person who hired this attorney.
| Hired Attorney
He take care of his clients!
Michael Schwartz is the best lawyer I have ever had the pleasure to deal with. He takes care of his clients by spending as much time as necessary with them, answering their every single question and he never looks at the clock worrying about how much time he spends with the clients. His goal is for the client to feel comfortable and secure. Usually lawyers are money first, client second. Michael returns your emails and phone calls the same day. He makes sure both parties understood each other and he answers all questions asked so you can feel protected by a good lawyer. Michael will explain the whole process of how to apply for bankruptcy and what to expect and he will support you from the beginning until the end of this process. If you feel stuck because you cannot pay your credit cards anymore there is a great solution out of this situation. You need a lawyer! Don't hesitate to call Michael Schwartz. You will not regret it. I definitely recommend him. Anna
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Posted by Jamie | September 28, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Great lawyer
I got Myself in a jam I needed a lawyer Michael Schwartz was a great help
Posted by Elaine | September 1, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Chapter 13
Michael Schwartz worked for OUR benefit, he was timely, responsive, and pro-active for the entire 3 1/2 years of our program. He showed patience and took initiative, depending on our need or when something wasn't handled correctly through our program.
Response from Michael Schwartz September 23, 2016
Thank you Elaine - it was my pleasure working for you
Posted by Samantha | August 12, 2016
This review is from a person who hired this attorney.
| Hired Attorney
hire him, now.
Mr. Schwartz was an absolutely wonderful asset. I never thought in my life that I would need to file for bankruptcy. But, I needed neck surgery and then back surgery, with an extended recovery that was unexpected. I lost both my full time and part time job and needed a job. I was out of work a total of 10 months and can only work one job. My debt had increased due to being out of work. There was no way I could possibly pay it back. I tried debt consolidation but even my credit card companies told me to consider filing bankruptcy. So, my search for new information was started. I searched for attorneys in my area and found Michael. We talked over the phone for a brief interview and then I went to meet him in the office. Michael guided me through the process and told me what I needed to do. I followed his advice, paid the fee (definitely worth it) and hired him. Within just over 4 months, my bankruptcy was filed and discharged. Because of Michael's help, I get to start my life over. While it will be challenging for a little while, it's a fresh start without substantial money hanging over my head that I wouldn't be able to pay in a lifetime. I definitely recommend Michael Schwartz to anyone who is considering bankruptcy.
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Response from Michael Schwartz September 23, 2016
So glad I could help - makes it all worth while....
Posted by anonymous | September 30, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Great Experience
In a time a stress Michael was a voice of confidence and control. He knew every step of the process and handled all my questions promptly. Great to work with through the entire experience. Thank you.
Posted by anonymous | July 2, 2015
Bankruptcy chapter 13
Michael was a great lawyer. He made sure we were knowledgeable of all the details of our case. If in the last five years I had any questions he got back to me right away. I have recommended him and would gladly do so again.
Posted by Eriva | June 12, 2015
Ch 7 BK
Michael made me feel comfortable from our first meeting. He always promptly answered any questions I had. He kept me informed throughout the whole process. He made a difficult process much easier for me.
Posted by Joseph | March 30, 2015
Review for Michael S. Schwartz
I was a little fearful of going through the bankruptcy process as I did not know what to expect. On our initial meeting Michael put me at ease and was gentlemanly and very courteous. Mine was a fairly large bankruptcy case and he got it finalized much sooner than I expected. He also helped in keeping me at ease during the whole process. I would highly recommend Michael to anyone facing serious debt problems.
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Posted by David | March 27, 2015
Michael was the best! Was always there when I needed him,gave the best advice and came with me when I needed him to. Stayed with me for the five years of my bankruptcy and guided me through it when I neede him to ,without delay. Helped me soo much till the end! Not too many people,even friends,would stand by you like he did me.
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Posted by Patricia | February 21, 2015
Compassionate and Professional
This is a difficult and emotional decision to make and Michael Schwartz was good at explaining each step and guiding me along the way. He was kind and professional, I would highly recommend him for your bankruptcy needs.
Posted by anonymous | October 29, 2014
Great Experience
Michael Schwartz helped to make a horrible experience as bankruptcy into a most pleasant experience as it could be. He kept us informed every step of the way and explained everything to us, ensuring our complete understanding of the situation. We were unsure of what to do when we first met with Mr. Schwartz, but we were able to better understand our situation and the laws and processes surrounding bankruptcy after meeting. He always got back to us with any questions we had, and made sure we understood everything he was doing.
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Posted by Robert | September 30, 2014
Excellent Attorney for Bankruptcy Filings
We found Michael to be extremely knowledgeable, responsive and reasonable. Bankruptcy was not an easy decision for us but Michael was understanding and non-judgmental. We were able to handle most everything through e-mail or telephone conversations, which was a nice convenience for us. Michael Kept us fully informed throughout the process. We would recommend him to anyone comtemplating bankruptcy.
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Posted by Ceasar | August 30, 2014
For your bankruptcy go no further
Michael Schwartz is excellent at what he does. He is extremely knowledgeable at what is does. He is very straight forward with you and let's you know what to expect. Thanks for being there in my time of need.
Posted by anonymous | August 5, 2014
Outstanding Lawyer
Michael has exceeded all my expectations. He is very knowledgeable and has given excellent advise during this difficult of my life. He is highly recommended to anyone in need of his services! I always received a quick response to all my calls and questions. Michael understood my situation and was very reliable and always there when I needed help. I am very thankful.
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Posted by Mike | July 2, 2014
Foreclosure / Loan Modification
Michael was extremely helpful with the multiple questions I asked him. I'm going to sleep a lot better just with the information he provided. I would also like to add, me personally not knowing an attorney for my case, it was stressful trusting someone. Michael, proved that he cares the first time I spoke with him.
Posted by Scott | March 12, 2014
I am very pleased with the services I was offered. In fact my expectations were surpassed. Responses were immediate, questions were answered immediately through email. I don't know what more to add. I can honestly say I would recommend Michael to others.
Posted by anonymous | March 3, 2014
Michael Schwartz
Michael helped me with a civil judgement case and was very knowledgeable and professional. He handled the matter quickly and the result was very favorable. I would recommend him to anyone.
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  • Free Consultation 30 minutes
Payment methods
Cash, Check, Credit Card


AVVO RATING 7.2 (Very Good)

Work Experience

  • Managing Partner
  • Law Office of Michael Schwartz
  • 2008 - Present


  • Widener University School of Law
  • JD - Juris Doctor
  • 1992
  • Rutgers University
  • BS - Bachelor of Science
  • 1989

Legal Cases

  • In Re: Stocklin
  • By filing Chapter 13, we were able to stop the foreclosure and get them back on track with the mortgage company
  • In Re: Borish
  • By filing Chapter 7 bankruptcy, we were able to give them the time they needed to move into a new home while discharging all debt owed.


  • Keller Lisgar and Williams
  • Associate
  • 2001 - 2006
  • Rand Spear and Associates
  • Associate
  • 1992 - 1994

Languages Spoken

  • English


  • Client Rating
  • Martindale-Hubbell
  • 2019
  • Shalom Award
  • Ohev Shalom of Bucks County
  • 2008


Speaking Engagements

  • Consumer Fraud
  • Bankruptcy
  • 2013
  • Conference
  • Foreclosure and Bankruptcy
  • 2011

Attorney endorsements

Received (2)
Given (2)
Endorse Michael
Bankruptcy and debt Attorney | Jan 29
Relationship: Fellow lawyer in community
"I endorse this lawyer. Michael Schwartz is an extremely knowledgeable, ethical and caring attorney. You're in good hands with Mike."
Bankruptcy and debt Attorney | Sep 26
Relationship: Worked together on matter
"I would recommend Attorney Schwartz to any client for their bankruptcy needs. Excellent client dedication."
Bankruptcy and debt
Consumer protection